Macon County property record for 318 Lazy Bear Rdg, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 2005 |
| Lot Size | 7.59 acres (330,620 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $158,500 (May 2012) |
| Tax Bill | $1,649 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7507719006 |
| Primary APN | 7507719006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Heated Area |
| 1st Floor Area | 1,200 sqft |
| Upper Floors Area | 600 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 330,620 sqft (7.59 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 80 sqft |
| Patio Area | 352 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 126359 |
|---|---|
| Street Address | 318 LAZY BEAR RDG |
| City | FRANKLIN |
| State | NC |
| Zip | 28734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | COWEE MTN |
| Jurisdiction | MACON NC |
| Township / Civil Division | MILLSHOAL |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 970100 |
Source: Macon County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 131 FRANKLIN PLZ, FRANKLIN, NC 28734-3249 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2012 · Amount on Record |
| Deed Sale | May 7, 2012 · Amount on Record |
| Prior Sale | Jan 30, 2009 · Amount on Record |
| Deed Document Number | 20122961 |
| Deed Book / Page | 34 / 601 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 318 LAZY BEAR RDG, FRANKLIN, NC 28734 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Title Company | IDEAL TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000J40/55 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | J-40/55 |
| Instrument | 2020008719 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Macon County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $432,260 (+2.49%) Land $104,880 Building $327,380 | $432,260 (+2.49%) Land $104,880 Building $327,380 | |
| 2025 | $1,649.00 (+0.67%) | ||
| 2023 | $1,638.00 | $421,760 Land $104,880 Building $316,880 | $421,760 Land $104,880 Building $316,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (2009–2018) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Dec 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
| BalsamWest FiberNET Fixed Wireless | 10 / 1 |
5G (outdoors only) and 4G LTE
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