318 Lakeview Ave, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 318 Lakeview Ave, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,704 sqft · built 1967
Lot Size0.166 acres (7,250 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Mar 2022)
Tax Bill$4,907 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Mar 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-046-02582600

Property Details

APN / Parcel Number

Primary APN01-046-02582600
Alternative APNs
  • 1-046-02582600
  • 04602582600

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,704 sqft Living Area
1st Floor Area1,272 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,250 sqft (0.166 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area120 sqft
Deck Area432 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerMunicipal

Location & Zoning

Account Number04602582600
Street Address318 LAKEVIEW AVE
CityEDGEWATER
StateMD
Zip21037-4817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLTS 52 53 BK BB BEVERLY BEACH
Legal SubdivisionBEVERLY BEACH
Legal BlockBB
Legal Lot Number52
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group2
Census Block2003
Census Tract701201

Owner

318 Lakeview Ave is owned and occupied by two individuals who bought it in March 2022.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address318 LAKEVIEW AVE, EDGEWATER, MD 21037-4817
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU OF MARYLAND INC
Mar 10, 2022Deed, Transfer · Conventional Mortgage
EMBRACE HOME LOANS INC
Aug 5, 2020Deed, Transfer · Conventional Mortgage
BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2022 · Amount on File
Deed SaleMar 10, 2022 · Amount on File
Prior SaleAug 5, 2020 · Amount on File
Deed Book / Page38459 / 115
Prior Transfer DateMar 15, 2012
Prior Transfer Doc0245410336
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address318 LAKEVIEW AVE, EDGEWATER, MD 21037-4817
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 LAKEVIEW AVE, EDGEWATER, MD 21037-4817

Mortgage

Document Number0421770001
DateMar 20, 2026
Book Page42177/1
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateMar 10, 2022
Property Address318 LAKEVIEW AVE, EDGEWATER, MD 21037-4817
Document Number0384590115
Book / Page38459 / 115
Map ReferenceMB 6 FO 10
Instrument DateFeb 28, 2022
Transaction TypeTransfer
Record UpdatedMar 28, 2022
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address318 LAKEVIEW AVE, EDGEWATER, MD 21037-4817

Mortgage

Document Number0038459123
DateMar 10, 2022
Instrument38459/123
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2052

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateAug 5, 2020
Property Address318 LAKEVIEW AVE, EDGEWATER, MD 21037-4817
Document Number0350030140
Book / Page35003 / 140
Map ReferenceMB 6 FO 10
Instrument DateJul 9, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address318 LAKEVIEW AVE, 318, EDGEWATER, MD 21037-4817

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address318 LAKEVIEW AVE, EDGEWATER, MD 21037-4817

Mortgage

Document Number35003145
DateAug 5, 2020
Instrument35003/145
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 318 Lakeview Ave was $4,907 with a homeowner's exemption, up 2.1% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$451,800 (+5.45%) Land $202,300 Building $249,500$451,800 (-) Land $202,300 Building $249,500
2025$4,907.00 (+2.1%) Homeowner's exemption$428,467$451,800 Land $202,300 Building $249,500
2024$4,806.00 (+16.03%)
2023$4,142.00 Homeowner's exemption$381,800 Land $202,300 Building $179,500$381,800 Land $202,300 Building $179,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 Lakeview Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 69 policies
Nearby Flood Policies69 in force
Nearby Flood Claims3 (2003–2025)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Lakeview Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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