318 King St, Lowell, MI 49331 Property Records

Kent County property record for 318 King St, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,440 sqft · built 1890
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Company Names on Record
Last Sale	$249,000 (May 2021)
Tax Bill	$5,276 (2025)
Deeds & Mortgages	May 2021 Sale Jul 2019 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`41-20-02-261-003`

Property Details

APN / Parcel Number

Primary APN	`41-20-02-261-003`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,440 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	318 KING ST
City	LOWELL
State	MI
Zip	49331-1445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 3 BLK 27 * AVERY'S PLAT
Legal Subdivision	AVERY'S PLAT
Legal Block	27
Legal Lot Number	3
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3034
Census Tract	12004

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	318 KING ST, LOWELL, MI 49331-1445
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Warranty Deed, Transfer
Jul 24, 2019	Warranty Deed, Transfer ACKER TITLE AGENCY LLC
Jul 24, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 24, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Jul 24, 2019 · Amount on Record
Deed Document Number	202162382
Prior Transfer Date	Oct 16, 2012
Prior Transfer Doc	0000021913
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	May 28, 2021
Property Address	318 KING ST, LOWELL, MI 49331-1445
Document Number	0000062382
Map Reference	LB 2 PG 55
Instrument Date	May 20, 2021
Instrument	20210528-0062382
Transaction Type	Transfer
Record Updated	Jul 8, 2021

Transaction

Amount	Amount Recorded
Tax	$2,141.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 KING ST, 318, LOWELL, MI 49331-1445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 PARKERS DR, PORTLAND, MI 48875-9535

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 24, 2019
Property Address	318 KING ST, LOWELL, MI 49331-1445
Document Number	0000053995
Instrument Date	Jul 17, 2019
Instrument	53995
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	ACKER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$1,419.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	318 KING ST LOWELL MI 493311445, LOWELL, MI 49331-1445

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 24, 2019
Property Address	318 KING ST, LOWELL, MI 49331-1445
Document Number	0000053997
Instrument Date	Jul 17, 2019
Instrument	20190724-0053997
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	ACKER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,866.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 KING ST, 318, LOWELL, MI 49331-1445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 KING ST, LOWELL, MI 49331-1445

Mortgage

Document Number	0000053998
Date	Jul 24, 2019
Instrument	20190724-0053998

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Jul 24, 2019
Property Address	318 KING ST, LOWELL, MI 49331-1445
Document Number	0000053994
Instrument Date	Oct 3, 2012
Instrument	53994
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	318 KING ST LOWELL MI 493311445, LOWELL, MI 49331-1445

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,000 (+8.01%)	$302,000 (+8.01%)
2025	$5,276.00 (+70.97%) Homeowner's exemption	$139,800 (+23.83%)	$279,600 (+23.83%)
2023		$112,900	$225,800
2019	$3,086.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2013)
Most Recent Claim	Apr 2013 · Flooding
Claims by Event	Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL serves 4,150 people · EPA ID MI0003950
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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