318 Johnson Ferry Rd, Lathrop, CA 95330 Property Records

San Joaquin County property record for 318 Johnson Ferry Rd, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,985 sqft · built 2013
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on File
Tax Bill	$7,112 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2022 Mortgage + 5 more
Flood Zone	Zone X (reduced by levee)
APN	`191-600-280-000`

Property Details

APN / Parcel Number

Primary APN	`191-600-280-000`
Alternative APN	`191-600-28`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,985 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Wood
Lot Area	4,000 sqft (0.092 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	191-600-28
Street Address	318 JOHNSON FERRY RD
City	LATHROP
State	CA
Zip	95330-8874
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06 FM PT OF 191-190-53/MOSSDALE LANDING EAST 3446
Legal Subdivision	MOSSDALE LANDING EAST TR 3446
Legal Tract	3446
Legal Block	1
Legal Lot Number	95
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1006
Census Tract	5119

Owner

318 Johnson Ferry Rd is owned and occupied by an individual who acquired it in March 2019.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	318 JOHNSON FERRY RD, LATHROP, CA 95330-8874
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage SPB LENDING EXPRESS LLC
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 21, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Mar 19, 2019	Quit Claim Deed, Transfer · FHA Mortgage MR COOPER
Dec 3, 2018	Deed of Trust, Mortgage · Conventional with PMI SPB LNDG EXPRESS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2019
Deed Sale	Mar 19, 2019
Prior Sale	Mar 7, 2014 · Amount on File
Deed Document Number	201926921
Prior Transfer Date	Mar 14, 2019
Prior Transfer Doc	0000026921
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	318 JOHNSON FERRY RD, LATHROP, CA 95330-8874
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 JOHNSON FERRY RD, LATHROP, CA 95330-8874

Mortgage

Document Number	0000012542
Date	Feb 14, 2024
Instrument	2024-012542

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	318 JOHNSON FERRY RD, LATHROP, CA 95330-8874
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049758
Date	Apr 18, 2022
Instrument	2022-049758

Lender

Name	SPB LENDING EXPRESS LLC
Type	Non-Lending Institution
Address	PLEASANTON, CA 94566

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 15, 2027

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	318 JOHNSON FERRY RD, LATHROP, CA 95330-8874
Transaction Type	Mortgage
Record Updated	Sep 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 JOHNSON FERRY RD, LATHROP, CA 95330-8874

Mortgage

Document Number	0000153216
Date	Sep 13, 2021
Instrument	2021-153216

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	318 JOHNSON FERRY RD, LATHROP, CA 95330-8874
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 JOHNSON FERRY RD, LATHROP, CA 95330-8874

Mortgage

Document Number	0000017868
Date	Feb 1, 2021
Instrument	2021-017868

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	318 JOHNSON FERRY RD, LATHROP, CA 95330-8874
Document Number	0000010661
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE STOCKTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 JOHNSON FERRY RD LATHROP CA 953308874, LATHROP, CA 95330-8874

Mortgage

Document Number	0000010661
Date	Jan 27, 2020
Instrument	10661

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 19, 2019
Property Address	318 JOHNSON FERRY RD, LATHROP, CA 95330-8874
Document Number	0000026921
Instrument Date	Mar 14, 2019
Instrument	26921
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	WFG TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 JOHNSON FERRY RD LATHROP CA 953308874, LATHROP, CA 95330-8874

Mortgage

Document Number	26922
Date	Mar 19, 2019
Instrument	26922

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	318 JOHNSON FERRY RD, LATHROP, CA 95330-8874
Document Number	0000135590
Instrument Date	Dec 3, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 JOHNSON FERRY RD LATHROP CA 953308874, LATHROP, CA 95330-8874

Mortgage

Document Number	0000135590
Date	Dec 7, 2018
Instrument	135590

Lender

Name	SPB LNDG EXPRESS LLC
Address	PLEASANTON, CA 94566

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 318 Johnson Ferry Rd was $7,112, up 1.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,112.00 (+1.25%)
2025	$7,024.00	$392,438 Land $137,353 Building $255,085
2023	$6,702.00 (+0.66%)	$377,201 Land $132,020 Building $245,181	$568,260
2022	$6,658.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 Johnson Ferry Rd in Zone X, where a levee reduces flood risk, though there have been 22 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	22 (1983–2017)
Claims Outside the SFHA	13 of 22
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Apr 2006 · 5 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 318 Johnson Ferry Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

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