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318 John Cline Rd, Cherryville, NC 28021 Property Records

Cleveland County property record for 318 John Cline Rd, Cherryville, NC 28021 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2005
Square Footage1,815 sqft Finished Area
Lot Size25,221 sqft (0.579 acres)
Garage1,200 sqft
OccupancyOwner Occupied
Last Sale$287,000 (2022)
Tax Bill$1,798.00 (2025)

Property Details

APN / Parcel Number

Primary APN41605
Alternative APNs
  • 1338564
  • 1344767

Interior

Plumbing Fixtures5 Plumbing Fixtures
Building Area1,815 sqft Finished Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl Exterior
Lot Area25,221 sqft (0.579 acres)
Parking Spaces5 Parking Spaces
Garage Area1,200 sqft Garage
Deck Area224 sqft Deck
Porch Area130 sqft Porch
Storage BuildingStorage Building

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number1344767
Street Address318 JOHN CLINE RD
CityCHERRYVILLE
StateNC
Zip28021-8310
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description#4NORTH SHORES IV PB17-26
Legal SubdivisionNORTH SHORES
Legal Block1
Legal Lot Number22
JurisdictionCLEVELAND NC
Minor Civil DivisionCLEVELAND
Census Blockgroup4
Census Block4005
Census Tract950301

Owner

Source: Cleveland County records · APN 41605

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address318 JOHN CLINE RD, CHERRYVILLE, NC 28021-8310
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2017Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
STATE EMPLOYEES CU
Jan 11, 2022Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Nov 08, 2021Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 11, 2022 · Amount on Record
Deed SaleJan 11, 2022 · Amount on Record
Prior SaleNov 08, 2021 · Amount on Record
Deed Doc Number2022200066946
Deed Book / Page1862 / 1324
Prior Transfer DateNov 21, 2009
Prior Transfer Doc0015870445
Record RefreshedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND NC
Property Address318 JOHN CLINE RD, CHERRYVILLE, NC 28021-8310
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017550378
DateNov 14, 2017
Book Page1755/0378
Instrument200007050
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueDec 01, 2047
Interest
Rate TypeAdjustable Rate
Rate4.12%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency5 Years
Min Rate At Change2%
Max Rate At Change3.75%
Index5-Year CMT
Max Rate6%

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateJan 11, 2022
Property Address318 JOHN CLINE RD, CHERRYVILLE, NC 28021-8310
Document Number0018621324
Book / Page1862 / 1324
Map ReferenceMB 17 PG 26
Instrument DateJan 10, 2022
Instrument200066946
Transaction TypeTransfer
Record UpdatedAug 22, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$574.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address318 JOHN CLINE RD, CHERRYVILLE, NC 28021-8310

Mortgage

Document Number0018621327
DateJan 11, 2022
Instrument1862/1327
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateNov 08, 2021
Property Address318 JOHN CLINE RD, CHERRYVILLE, NC 28021-8310
Document Number0018562707
Book / Page1856 / 2707
Map ReferenceMB 17 PG 26
Instrument DateNov 08, 2021
Instrument200063932
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$502.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address204 ESTHER CT, SHELBY, NC 28150-3741

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$283,274 (-) Land $34,774 Building $248,500$283,274 (-) Land $34,774 Building $248,500
2025$1,798.00$283,274 (+33.57%) Land $34,774 Building $248,500$283,274 (+33.57%) Land $34,774 Building $248,500
2023$212,084 Land $29,806 Building $182,278$212,084 Land $29,806 Building $182,278

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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