318 Jersey Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 318 Jersey Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1988
Square Footage	1,830 sqft Living Area
Lot Size	11,238 sqft (0.258 acres)
Occupancy	Owner Occupied
Last Sale	$110,000 (2012)
Tax Bill	$1,488.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0399-0030`
Alternative APNs	`263001000103990030` `79912`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,830 sqft Living Area
Gross Area	2,460 sqft Gross Area
1st Floor	1,830 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1988
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,238 sqft (0.258 acres)
Depth X Width	150 ft x 75 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	525 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	80 sqft Shed
Deck Area	480 sqft Deck
Porch Area	105 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	318 JERSEY AVE
City	SAINT CLOUD
State	FL
Zip	34769-2230
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKE FRONT ADDN PB B PG 61 BLK 399 N 75 FT LOT 3
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	399
Legal Lot Number	3
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2011
Census Tract	43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0399-0030

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	318 JERSEY AVE, SAINT CLOUD, FL 34769-2230
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 17, 2012 · Amount on Record
Deed Sale	May 17, 2012 · Amount on Record
Deed Doc Number	201272783
Deed Book / Page	4270 / 1864
Prior Transfer Date	Jun 28, 2005
Prior Transfer Doc	0028331764
Record Refreshed	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	318 JERSEY AVE, SAINT CLOUD, FL 34769-2230
Transaction Type	Mortgage
Record Updated	May 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 JERSEY AVE, SAINT CLOUD, FL 34769-2230

Mortgage

Document Number	0059341318
Date	Apr 13, 2021
Book Page	5934/1318
Instrument	2021055581

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,547.00 (+3.97%) Homeowner's exemption	$129,354 (+5.99%)	$286,000 (+13.72%) Land $60,000 Building $226,000
2024	$1,488.00 (+3.41%)
2023	$1,439.00 (+4.58%) Homeowner's exemption	$122,048 (+3%)	$251,500 (+14.21%) Land $55,000 Building $196,500
2022	$1,376.00 Homeowner's exemption	$118,494	$220,200 Land $50,000 Building $170,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 2,439 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.