318 Jay Ave, Sebring, FL 33870 Property Records

Highlands County property record for 318 Jay Ave, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,508 sqft · built 1970
Lot Size	0.239 acres (10,433 sqft)
Owner	Individual Name on File
Last Sale	$110,900 (Nov 2018)
Tax Bill	$1,662 (2024)
Deeds & Mortgages	May 2023 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C264802000007810`

Property Details

APN / Parcel Number

Primary APN	`C264802000007810`
Alternative APN	`C-26-34-28-020-0000-7810`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,238 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,433 sqft (0.239 acres)
Lot Dimensions	161 ft deep x 65 ft wide
Garage Type	Finished
Garage Area	360 sqft
Driveway	Driveway
Driveway Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	145 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C264802000007810
Street Address	318 JAY AVE
City	SEBRING
State	FL
Zip	33870-6761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING HILLS PB 6-PG 2 LOT 781
Legal Range	28E
Legal Township	34S
Legal Section	26
Legal Subdivision	SEBRING HILLS
Legal Lot Number	781
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1009
Census Tract	960602

Owner

Source: Highlands County records · APN C264802000007810

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	318 JAY AVE, SEBRING, FL 33870-6761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 07, 2018	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Nov 20, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 20, 2018 · Amount on Record
Deed Sale	Nov 20, 2018 · Amount on Record
Prior Sale	Nov 01, 2013 · Amount on Record
Deed Document Number	1919096
Deed Book / Page	2665 / 1272
Record Updated	Jun 08, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	318 JAY AVE, SEBRING, FL 33870-6761
Transaction Type	Mortgage
Record Updated	May 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 JAY AVE, SEBRING, FL 33870-6761

Mortgage

Document Number	0002150345
Date	May 10, 2023
Book Page	2974/285
Instrument	2150345

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	318 JAY AVE, SEBRING, FL 33870-6761
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001921044
Date	Dec 07, 2018
Book Page	2668/0562
Instrument	1921044

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 20, 2018
Property Address	318 JAY AVE, SEBRING, FL 33870-6761
Document Number	0001919096
Book / Page	002665 / 001272
Instrument Date	Nov 06, 2018
Instrument	1919096
Transaction Type	Transfer
Record Updated	Dec 05, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$776.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 JAY AVE SEBRING FL 338706761, SEBRING, FL 33870-6761

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$137,914 (+2.43%) Land $17,062 Building $120,852	$137,914 (+2.43%) Land $17,062 Building $120,852
2024	$1,662.00 (+2.72%)
2023	$1,618.00 (-8.54%) Homeowner's exemption	$134,636 (+19.9%) Land $13,650 Building $120,986	$134,636 (+19.9%) Land $13,650 Building $120,986
2022	$1,769.00	$112,293 Land $10,238 Building $102,055	$112,293 Land $10,238 Building $102,055

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 17, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 231 locations within half a mile of this property.

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