318 Hillcrest Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 318 Hillcrest Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,674 sqft · built 1974
Lot Size	0.198 acres (8,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Jun 2026)
Tax Bill	$6,652 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-27-330-010`

Property Details

APN / Parcel Number

Primary APN	`19-27-330-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,674 sqft Living Area
1st Floor Area	1,128 sqft
Basement Area	1,092 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Raised Ranch
Lot Area	8,614 sqft (0.198 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	318 HILLCREST DR
City	ALGONQUIN
State	IL
Zip	60102-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0032674 LT 15 ARROWHEAD HILLS
Legal Subdivision	ARROWHEAD HILLS
Legal Block	330
Legal Lot Number	15
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1041
Census Tract	871311

Owner

Source: McHenry County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	448 E OSAGE LN, PALATINE, IL 60074-1185
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Sep 20, 2022	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU
Apr 1, 2022	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Sep 20, 2022 · Amount on Record
Deed Document Number	202618106
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 26, 2026
Property Address	318 HILLCREST DR, ALGONQUIN, IL 60102-2226
Document Number	0000018106
Instrument Date	Jun 8, 2026
Instrument	202618106
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58,327.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	448 E OSAGE LN, PALATINE, IL 60074-1185
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018107,
Date	Jun 26, 2026
Instrument	202618107

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 20, 2022
Property Address	318 HILLCREST DR, ALGONQUIN, IL 60102-2226
Document Number	0000032674
Map Reference	DOC 481061
Instrument Date	Sep 6, 2022
Instrument	2022R0032674
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4204 JOCQUELINELN, 4204, CRYSTAL LAKE, IL 60014

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	318 HILLCREST DR, ALGONQUIN, IL 60102-2226

Mortgage

Document Number	0000032675
Date	Sep 20, 2022
Instrument	2022R0032675

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	318 HILLCREST DR, ALGONQUIN, IL 60102-2226
Transaction Type	Mortgage
Record Updated	Apr 12, 2022
Title Company	MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012080
Date	Apr 1, 2022
Instrument	2022R0012080

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	318 HILLCREST DR, ALGONQUIN, IL 60102-2226
Transaction Type	Mortgage
Record Updated	Apr 12, 2022
Title Company	MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012081
Date	Apr 1, 2022
Instrument	2022R0012081

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	318 HILLCREST DR, ALGONQUIN, IL 60102-2226
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	M I S

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003847
Date	Jan 21, 2021
Instrument	2021R0003847

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Index	Prime Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,652.00	$93,041 (+11.25%) Land $20,503 Building $72,538	$279,123 (+11.25%) Land $61,509 Building $217,614
2022	Homeowner's exemption	$83,636 Land $19,398 Building $64,238	$250,908 Land $58,194 Building $192,714

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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