Cleveland County property record for 318 Hickory St, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,020 sqft · built 1991 |
| Lot Size | 0.312 acres (13,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $751 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40497 |
| Primary APN | 40497 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,020 sqft Finished Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 13,600 sqft (0.312 acres) |
| Lot Dimensions | 160 ft deep x 85 ft wide |
| Garage Type | Carport |
| Garage Area | 264 sqft |
| Carport | Carport |
| Carport Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 80 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 12037701 |
|---|---|
| Street Address | 318 HICKORY ST |
| City | SHELBY |
| State | NC |
| Zip | 28150-5249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | 6 E BRIDGES SD REV 18-59 |
| Legal Subdivision | BRIDGES SD REV |
| Legal Block | 3 |
| Legal Lot Number | 41 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 951100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Shelby Historic District listed 1983 · 185 contributing resources · NRIS 83001841 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
318 Hickory St is owned and occupied by an individual.
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 318 HICKORY ST, SHELBY, NC 28150-5249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 318 HICKORY ST, SHELBY, NC 28150-5249 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018540801 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 1854/801 |
| Instrument | 200062504 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 318 Hickory St was $751, down 42.5% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $751.00 (-42.54%) | $131,412 (-) Land $13,132 Building $118,280 | $131,412 (-) Land $13,132 Building $118,280 |
| 2025 | $1,307.00 | $131,412 Land $13,132 Building $118,280 | $131,412 Land $13,132 Building $118,280 |
| 2023 | $67,207 Land $4,377 Building $62,830 | $67,207 Land $4,377 Building $62,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 318 Hickory St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 318 Hickory St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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