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  5. Hernando Rd

318 Hernando Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 318 Hernando Rd, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,390 sqft · built 1999
Lot Size20.2 acres (883,305 sqft)
OwnerIndividual Name on File
Last Sale$100 (Sep 2021)
Tax Bill$3,750 (2025)
Deeds & MortgagesSep 2021 Mortgage
Apr 2021 Transfer
+ 2 more
Flood ZoneZone AE (high risk)
APN26-28-27-000000-023140

Property Details

APN / Parcel Number

Primary APN26-28-27-000000-023140
Alternative APNs
  • 272826000000023140
  • 72826000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,390 sqft Living Area
Gross Area3,513 sqft
1st Floor Area2,390 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area883,305 sqft
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area775 sqft

Exterior Amenities

PorchFlorida Room
Porch Area418 sqft
Shed1 Shed
Boat AccessBoat Access

Location & Zoning

Street Address318 HERNANDO RD
CityWINTER HAVEN
StateFL
Zip33884-1030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 2555.47 FT N & 112.87 FT W OF S1/4 COR OF SEC RUN N 08 DEG 18 MIN W 59.98 FT TO POINT ON CURVE NLY ALONG CURVE 131.11 FT N 08 DEG 18 MIN W 6.85 FT E 227.69 FT S 08 DEG 18 MIN E 125.53 FT S 81 DEG 42 MIN W 200 FT TO POB BEING LOT 430 OF UNREC VALE
Legal Range26E
Legal Township28S
Legal Section27
Legal SubdivisionLAKE LINK ESTATES
Legal Tract000000
Legal Block1
Legal Lot Number430
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2010
Census Tract13902

Owner

Source: Polk County records · APN 26-28-27-000000-023140

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address318 HERNANDO RD, WINTER HAVEN, FL 33884-1030
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2021Intrafamily Transfer, Transfer · VA Mortgage
NAVY FCU
Apr 08, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
May 28, 2019Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Jan 03, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 24, 2021 · Amount on Record
Deed SaleSep 24, 2021 · Amount on Record
Prior SaleMay 28, 2019 · Amount on Record
Deed Document Number2021249872
Deed Book / Page11908 / 256
Prior Transfer DateSep 17, 2021
Prior Transfer Doc0000249872
Record UpdatedSep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateSep 24, 2021
Property Address318 HERNANDO RD, WINTER HAVEN, FL 33884-1030
Document Number0000249872
Book / Page11908 / 256
Instrument DateSep 17, 2021
Instrument2021249872
Transaction TypeTransfer
Record UpdatedOct 07, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 HERNANDO RD, WINTER HAVEN, FL 33884-1030

Mortgage

Document Number0011908258
DateSep 24, 2021
Instrument11908/258
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateApr 08, 2021
Property Address318 HERNANDO RD, WINTER HAVEN, FL 33884-1030
Document Number0000088279
Book / Page11657 / 1442
Instrument DateApr 01, 2021
Instrument2021088279
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address318 HERNANDO RD, WINTER HAVEN, FL 33884-1030

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 28, 2019
Property Address318 HERNANDO RD, WINTER HAVEN, FL 33884-1030
Document Number0108532250
Book / Page010853 / 002250
Instrument DateMay 15, 2019
Instrument108605
Transaction TypeTransfer
Record UpdatedJun 10, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,485.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 HERNANDO RD WINTER HAVEN FL 338841030, WINTER HAVEN, FL 33884-1030

Mortgage

Document Number108532253
DateMay 28, 2019
Book Page010853/002253
Instrument108606
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 27, 2049

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 03, 2017
Property Address318 HERNANDO RD, WINTER HAVEN, FL 33884-1030
Document Number0100280620
Book / Page010028 / 000620
Instrument DateDec 30, 2016
Instrument133
Transaction TypeTransfer
Record UpdatedJan 25, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,240.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 HERNANDO RD WINTER HAVEN FL 338841030, WINTER HAVEN, FL 33884-1030

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,750.00 (-7.43%) Homeowner's exemption$323,444 (+5.99%)$497,560 (+0.51%) Land $111,960 Building $385,600
2023$4,051.00 (+2.45%) Homeowner's exemption$305,173 (+3%)$495,038 (+39.66%) Land $106,960 Building $388,078
2022$3,954.00 Homeowner's exemption$296,284$354,451 Land $40,472 Building $313,979

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation125.7 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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