318 Hazel St, Troy, IL 62294 Property Records

Madison County property record for 318 Hazel St, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,776 sqft · built 1979
Lot Size	0.232 acres (10,121 sqft)
Owner	Individual Name on File
Last Sale	$318,000 (Sep 2024)
Tax Bill	$5,369 (2025)
Deeds & Mortgages	Jan 2022 Transfer Apr 2020 Mortgage + 1 more
APN	`09-2-22-04-20-402-001`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-04-20-402-001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	10,121 sqft (0.232 acres)
Lot Dimensions	73 ft deep x 137 ft wide
Garage Type	Attached
Patio Area	594 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	318 HAZEL ST
City	TROY
State	IL
Zip	62294-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEELES LAKEVIEW EST. PLAT NO. 1 LOT 10 137.7X73.5XIRR
Legal Subdivision	STEELES LAKEVIEW ESTATES 01
Legal Lot Number	10
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1012
Census Tract	403531

Owner

318 Hazel St is owned and occupied by an individual who bought it in September 2024.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	318 HAZEL ST, TROY, IL 62294-1220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Transfer on Death Deed, Transfer
Apr 7, 2020	Deed of Trust, Mortgage · Conventional with PMI SCOTT CU
Feb 8, 2018	Deed, Transfer · Conventional Mortgage DELMER FINANCIAL CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2024 · Amount on File
Deed Sale	Sep 6, 2024 · Amount on File
Prior Sale	Feb 8, 2018 · Amount on File
Deed Document Number	202424682
Prior Transfer Date	Dec 17, 2021
Prior Transfer Doc	0000000443
Record Updated	Sep 20, 2026

January 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MADISON IL
Recording Date	Jan 3, 2022
Property Address	318 HAZEL ST, TROY, IL 62294-1220
Document Number	0000000443
Map Reference	PB 45 PG 37
Instrument Date	Dec 17, 2021
Instrument	2022R00443
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 HAZEL ST, TROY, IL 62294-1220

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	318 HAZEL ST, TROY, IL 62294-1220
Document Number	0000011817
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	318 HAZEL ST TROY IL 622941220, TROY, IL 62294-1220

Mortgage

Document Number	0000011817
Date	Apr 14, 2020
Instrument	11817

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Feb 8, 2018
Property Address	318 HAZEL ST, TROY, IL 62294-1220
Document Number	0000004177
Map Reference	PB45 PG37
Instrument Date	Feb 6, 2018
Instrument	2018R04177
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ABSTRACTS & TITLES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 HAZEL ST, TROY, IL 62294-1220

Mortgage

Document Number	0000004178
Date	Feb 8, 2018
Instrument	2018R04178

Lender

Name	DELMER FINANCIAL CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 318 Hazel St was $5,369, up 15.8% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,369.00 (+15.81%)	$77,600 Land $12,950 Building $64,650	$232,800 Land $38,850 Building $193,950
2024	$4,636.00
2022	$4,071.00	$60,500 Land $10,100 Building $50,400	$181,681 Land $30,330 Building $151,351

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 318 Hazel St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Hazel St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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