318 Harvest Dr, Wright City, MO 63390 Property Records

Warren County property record for 318 Harvest Dr, Wright City, MO 63390

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,459 sqft · built 2021
Lot Size	0.231 acres (10,062 sqft)
Owner	Individual Name on File
Last Sale	$255,800 (May 2021)
Tax Bill	$2,753 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-20.0-0-00-013.087.000`

Property Details

APN / Parcel Number

Primary APN	`04-20.0-0-00-013.087.000`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,459 sqft Living Area
Basement Area	1,425 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,062 sqft (0.231 acres)
Lot Dimensions	120 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	25 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	318 HARVEST DR
City	WRIGHT CITY
State	MO
Zip	63390-3601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 87, AUBURN MEADOWS PLAT 2 - APPROX LOT SIZE 91' X 120.23' IRR
Legal Range	01W
Legal Township	47N
Legal Section	20
Legal Subdivision	AUBURN MEADOWS
Legal Lot Number	87
Jurisdiction	WARREN MO
Township / Civil Division	HICKORY GROVE
Census Block Group	2
Census Block	2032
Census Tract	820109

Owner

Source: Warren County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	318 HARVEST DR, WRIGHT CITY, MO 63390-3601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Sep 24, 2024	Quit Claim Deed, Transfer · Line of Credit FIGURE LENDING LCC
May 13, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST STATE BANK
May 13, 2021	Warranty Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 13, 2021 · Amount on Record
Deed Sale	May 13, 2021 · Amount on Record
Deed Document Number	20214076
Last Transfer Date	Sep 18, 2024
Transfer Doc	0202404941
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Recording Date	Jul 14, 2026
Property Address	318 HARVEST DR, WRIGHT CITY, MO 63390-3601
Document Number	0000004522
Instrument Date	Jul 8, 2026
Instrument	20264522
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 HARVEST DR, WRIGHT CITY, MO 63390-3601

Mortgage

Document Number	0000004522,
Date	Jul 14, 2026
Instrument	20264522

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN MO
Recording Date	Sep 24, 2024
Property Address	318 HARVEST DR, WRIGHT CITY, MO 63390-3601
Document Number	0202404941
Instrument Date	Sep 18, 2024
Instrument	202404941
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 HARVEST DR, WRIGHT CITY, MO 63390-3601

Mortgage

Document Number	0202405202
Date	Sep 24, 2024
Instrument	202405202

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	362 Months
Due	Nov 1, 2054

Interest

Rate Type	Adjustable Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN MO
Recording Date	May 13, 2021
Property Address	318 HARVEST DR, WRIGHT CITY, MO 63390-3601
Document Number	0202104076
Instrument Date	May 7, 2021
Instrument	202104076
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 HARVEST DR, WRIGHT CITY, MO 63390-3601

Mortgage

Document Number	0202104077
Date	May 13, 2021
Instrument	202104077

Lender

Name	FIRST STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN MO
Recording Date	May 13, 2021
Property Address	318 HARVEST DR, WRIGHT CITY, MO 63390-3601
Document Number	0202104076
Instrument Date	May 7, 2021
Instrument	202104076
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 HARVEST DR, WRIGHT CITY, MO 63390-3601

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Warren County
Municipality	Wright City
Unified School District	Wright City R-II of Warren County (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,753.00	$38,674 (+13%) Land $5,565 Building $33,109	$203,550 (+13%) Land $29,290 Building $174,260
2024	$2,753.00 (+14.66%)	$34,226 (-) Land $4,925 Building $29,301
2023	$2,401.00 (+7.62%)	$34,226 (+8%) Land $4,925 Building $29,301	$180,133 (+8%) Land $25,920 Building $154,213
2022	$2,231.00	$31,690 Land $4,560 Building $27,130
2021			$166,790 Land $24,000 Building $142,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES CO PWSD #2 WRIGHT CITY serves 3,550 people · EPA ID MO6010874
Water Source	Groundwater
Last State Inspection	Oct 2024
Also Mapped Here	ST CHARLES COUNTY PWSD 2 WARREN
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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