318 Harrison Ave, Panama City, FL 32401 Property Records

Bay County property record for 318 Harrison Ave, Panama City, FL 32401

Property Summary

Property Type	Mixed Use Store/Office
Details	1 bd · 1 ba · 3,834 sqft · built 1926
Lot Size	0.055 acres (2,395 sqft)
Owner	Company Name on Record
Tax Bill	$6,689 (2025)
Deeds & Mortgages	Jun 2020 Transfer Jan 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19619-000-000`

Property Details

APN / Parcel Number

Primary APN	`19619-000-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Units	2 Units
Stories	1 Story
Building Area	3,834 sqft Gross Area
1st Floor Area	3,834 sqft
Flooring	Cork
Interior Walls	Plaster

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Brick
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Flat
Roof Material	Other
Lot Area	2,395 sqft (0.055 acres)
Lot Dimensions	90 ft deep x 27 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	318 HARRISON AVE
City	PANAMA CITY
State	FL
Zip	32401-2730
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	PC10
Legal Description	GCD PLAT LOT 1 F. A. BLACK SUBDIV OF LOT 8 ORB 4260 P 1786 MAP 92D1 BLK 8
Legal Range	14W
Legal Township	04S
Legal Section	08
Legal Subdivision	GCD PLAT
Legal Block	8
Legal Lot Number	1,8
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1084
Census Tract	2000

Owner

Source: Bay County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	318 HARRISON AVE, PANAMA CITY, FL 32401-2730
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 23, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jan 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 3, 2020
Transfer Doc	0042601786
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Jun 9, 2020
Property Address	318 HARRISON AVE, PANAMA CITY, FL 32401-2730
Document Number	0042601786
Book / Page	004260 / 001786
Instrument Date	Jun 3, 2020
Instrument	37443
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	318 HARRISON AVE PANAMA CITY BEACH FL 324012730, PANAMA CITY BEACH, FL 32401-2730

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 23, 2019
Property Address	318 HARRISON AVE, PANAMA CITY, FL 32401-2730
Document Number	0040811716
Book / Page	004081 / 001716
Instrument Date	Jan 17, 2019
Instrument	8430
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 HARRISON AVE PANAMA CITY FL 324012730, PANAMA CITY, FL 32401-2730

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Jan 23, 2019
Property Address	318 HARRISON AVE, PANAMA CITY, FL 32401-2730
Document Number	0040811719
Book / Page	004081 / 001719
Instrument Date	Jan 17, 2019
Instrument	8431
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	318 HARRISON AVE PANAMA CITY FL 324012730, PANAMA CITY, FL 32401-2730

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,689.00 (-2.83%)	$355,925 (+4.79%) Land $70,166 Building $285,759	$355,925 (+4.79%) Land $70,166 Building $285,759
2024	$6,884.00 (-1.83%)
2023	$7,012.00 (+47.59%)	$339,649 (+20.66%) Land $63,787 Building $275,862	$339,649 (+20.66%) Land $63,787 Building $275,862
2022	$4,751.00	$281,498 Land $46,656 Building $234,842	$281,498 Land $46,656 Building $234,842

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	93 (1984–2020)
Claims Outside the SFHA	64 of 93
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Michael, Oct 2018 · 23 claims Hurricane Dennis, Jul 2005 · 6 claims Hurricane Opal, Oct 1995 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone.

Nearby Properties on Harrison Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures