318 Harmony Rd, Gibbstown, NJ 08027 Property Records

Gloucester County and Greenwich Township property record for 318 Harmony Rd, Gibbstown, NJ 08027

Property Summary

Property Type	Single Family Home
Details	1,218 sqft · built 1954
Lot Size	0.459 acres (19,998 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,249 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-00169-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`07-00169-0000-00017`
Alternative APN	`070016900017`

Interior

Stories	1 Story
Building Area	1,218 sqft Living Area
1st Floor Area	1,218 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Stucco
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	318 HARMONY RD
City	GIBBSTOWN
State	NJ
Zip	08027-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	169
Legal Lot Number	17
Jurisdiction	GLOUCESTER NJ
Township / Civil Division	GREENWICH
Census Block Group	2
Census Block	2027
Census Tract	500500

Owner

318 Harmony Rd is owned and occupied by two individuals.

Source: Gloucester County and Greenwich Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	318 HARMONY RD, GIBBSTOWN, NJ 08027-1702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER NJ
Property Address	318 HARMONY RD, GIBBSTOWN, NJ 08027-1702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026366
Date	Jul 19, 2019
Book Page	15856/277
Instrument	26366

Lender

Name	CENTURY SAVINGS BANK
Type	Bank
Address	VINELAND, NJ 08360

Agreement

Amount	Amount on Record

Interest

Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 318 Harmony Rd was $5,249 with a veteran's exemption, up 8.9% from the year before.

Source: Gloucester County and Greenwich Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Gloucester County
County Subdivision	Greenwich Township
Unified School District	Greenwich Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,200 (-) Land $38,400 Building $108,800	$147,200 (-) Land $38,400 Building $108,800
2025	$5,249.00 (+8.95%) Veteran's exemption	$147,200 Land $38,400 Building $108,800	$147,200 Land $38,400 Building $108,800
2024	$4,818.00
2023		$147,200 Land $38,400 Building $108,800	$147,200 Land $38,400 Building $108,800
2022	$4,554.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 Harmony Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	11 (1987–2013)
Most Recent Claim	Jul 2013 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Harmony Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20