318 Ginger Dr, New Bern, NC 28560 Property Records

Craven County property record for 318 Ginger Dr, New Bern, NC 28560 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,943 sqft · built 2020
Lot Size	0.138 acres (6,023 sqft)
Owner	Individual Name on File
Last Sale	$248,000 (May 2021)
Tax Bill	$2,230 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-223-3-968`

Property Details

APN / Parcel Number

Primary APN	`8-223-3-968`
Alternative APN	`133715`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,943 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,023 sqft (0.138 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	133715
Street Address	318 GINGER DR
City	NEW BERN
State	NC
Zip	28560-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 968 TYLER HOME ON THE LAKE PH IX RE-RECORDING
Legal Phase	IX
Legal Lot Number	968
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	2
Census Block	2060
Census Tract	960502

Owner

Source: Craven County records · APN 8-223-3-968

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	318 GINGER DR, NEW BERN, NC 28560-2303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Deed Document Number	0036701424
Deed Book / Page	3670 / 1424
Record Updated	Jun 08, 2026

May 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	May 18, 2021
Property Address	318 GINGER DR, NEW BERN, NC 28560-2303
Document Number	03670/1424
Book / Page	3670 / 1424
Map Reference	CAB I SL 160F&160G
Instrument Date	May 18, 2021
Instrument	10075793
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$496.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8001 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 GINGER DR, NEW BERN, NC 28560-2303

Mortgage

Document Number	0036701426
Date	May 18, 2021
Instrument	3670/1426

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,230.00 (+1.73%)	$258,530 (-) Land $51,000 Building $207,530	$258,530 (-) Land $51,000 Building $207,530
2023	$2,192.00 (+23.35%)	$258,530 (+56.91%) Land $51,000 Building $207,530	$258,530 (+56.91%) Land $51,000 Building $207,530
2022	$1,777.00	$164,760 Land $28,000 Building $136,760
2018			$164,760 Land $28,000 Building $136,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499605022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 32 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	32 in force 28 of 32 on primary residences
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018, rainfall accumulation, Hurricane Florence

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.