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318 Five Island Dr, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 318 Five Island Dr, Saint Augustine, FL 32080

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,498 sqft · built 2022
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$613,394 (Jul 2022)
Tax Bill$10,539 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Apr 2026 Sale
+ 3 more
Flood ZoneZone AE (high risk)
APN161252-0780

Property Details

APN / Parcel Number

Primary APN161252-0780

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area2,498 sqft Living Area
Gross Area3,055 sqft
1st Floor Area1,171 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area429 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address318 FIVE ISLAND DR
CitySAINT AUGUSTINE
StateFL
Zip32080-6213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description106/44-48 ANTIGUA PHASE TWO LOT 78 OR5590/1420 & 5864/78(Q/C)
Legal Range30
Legal Township07
Legal Section29
Legal SubdivisionANTIGUA PHASE TWO
Legal Phase2
Legal Block1
Legal Lot Number78
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2041
Census Tract21408

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address318 FIVE ISLAND DR, ST AUGUSTINE, FL 32080-6213
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage · Line of Credit
TRUST BANK
Apr 14, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 31, 2026Intrafamily Transfer, Transfer
Nov 30, 2023Intrafamily Transfer, Transfer
Jul 5, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 5, 2022 · Amount on Record
Deed SaleJul 5, 2022 · Amount on Record
Deed Document Number202265608
Deed Book / Page5590 / 1420
Last Transfer DateNov 29, 2023
Transfer Doc0058640078
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateMay 20, 2026
Property Address318 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213
Document Number0000043218
Book / Page6367 / 147
Instrument DateMay 8, 2026
Instrument202643218
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213

Mortgage

Document Number0000043218,
DateMay 20, 2026
Book Page6367/147
Instrument202643218
Lender
NameTRUST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 8, 2056
Interest
Rate6.37%
Max Rate-1%

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateApr 14, 2026
Property Address318 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213
Document Number0000031532
Book / Page6343 / 888
Instrument DateApr 13, 2026
Instrument202631532
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateMar 31, 2026
Property Address318 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213
Document Number0063330689
Book / Page6333 / 689
Map ReferenceMB 106 PG 44-48
Instrument DateMar 30, 2026
Instrument2026026746
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address318 FIVE ISLAND DR, ST AUGUSTINE, FL 32080-6213

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 FIVE ISLAND DR, ST AUGUSTINE, FL 32080-6213

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateNov 30, 2023
Property Address318 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213
Document Number0058640078
Book / Page5864 / 78
Map ReferenceMB 106 PG 44-48
Instrument DateNov 29, 2023
Instrument2023093224
Transaction TypeTransfer
Record UpdatedDec 14, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address318 FIVE ISLAND DR, ST AUGUSTINE, FL 32080-6213

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address318 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 5, 2022
Property Address318 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213
Document Number0055901420
Book / Page5590 / 1420
Map ReferenceMB 106 PG 44-48
Instrument DateJun 29, 2022
Instrument2022065608
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,293.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 FIVE ISLAND DR, SAINT AUGUSTINE, FL 32080-6213

Mortgage

Document Number0055901422
DateJul 5, 2022
Instrument5590/1422
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$584,680 (+2.7%)$589,610 (+0.36%) Land $155,000 Building $434,610
2025$10,539.00 (+7.65%) Homeowner's exemption$569,309 (+2.9%)$587,504 (+6.19%) Land $155,000 Building $432,504
2024$9,790.00 (+0.42%) Homeowner's exemption$553,264 (+1.16%)$553,264 (+1.16%) Land $155,000 Building $398,264
2023$9,749.00 (+227.7%) Homeowner's exemption$546,894 (+248.78%)$546,894 (+248.78%) Land $155,000 Building $391,894
2022$2,975.00$156,800$156,800 Land $156,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 293 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies293 in force
Nearby Flood Claims4 (2016–2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
IQ Fiber Intermediate Holdings
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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