318 First St, Bowdon, GA 30108 Property Records

Carroll County property record for 318 First St, Bowdon, GA 30108

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,524 sqft · built 1971
Lot Size	4.34 acres (189,486 sqft)
Owner	Individual Name on File
Last Sale	$347,500 (Jun 2023)
Tax Bill	$4,247 (2025)
Deeds & Mortgages	Jun 2023 Mortgage May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`B02-008-0011`

Property Details

APN / Parcel Number

Primary APN	`B02-008-0011`
Alternative APN	`29214`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,524 sqft Heated Area
1st Floor Area	2,128 sqft
Basement Area	1,460 sqft
Finished Basement	1,460 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1991
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	189,486 sqft (4.34 acres)
Lot Dimensions	445 ft deep x 468 ft wide
Garage Area	560 sqft

Exterior Amenities

Porch	Porch
Porch Area	444 sqft
Deck Area	156 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29214
Old Parcel Number	B02 008 0011
Street Address	318 FIRST ST
City	BOWDON
State	GA
Zip	30108-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	HSE/4.35AC FIRST ST BO4
Legal Subdivision	FIRST ST AREA BOWDEN
Jurisdiction	CARROLL GA
Township / Civil Division	BOWDON
Census Block Group	2
Census Block	2007
Census Tract	910400

Owner

318 First St is owned and occupied by an individual who bought it in June 2023.

Source: Carroll County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	318 FIRST ST, BOWDON, GA 30108-1332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
May 1, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Oct 10, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jun 11, 2018	Loan Modification, Mortgage · FHA Mortgage JPMORGAN CHASE BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2023 · Amount on File
Deed Sale	Jun 23, 2023 · Amount on File
Prior Sale	Oct 10, 2019 · Amount on File
Deed Document Number	0000617242
Deed Book / Page	5802 / 925
Prior Transfer Date	May 1, 2020
Prior Transfer Doc	2020-001787
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL GA
Property Address	318 FIRST ST, BOWDON, GA 30108-1332
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 FIRST ST, BOWDON, GA 30108-1332

Mortgage

Document Number	0061720000000043
Date	Jun 29, 2023
Book Page	0000006172/0000000043

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL GA
Recording Date	May 1, 2020
Property Address	318 FIRST ST, BOWDON, GA 30108-1332
Document Number	0058020925
Book / Page	5802 / 925
Instrument Date	May 1, 2020
Instrument	2020-001787
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 FIRST ST, BOWDON, GA 30108-1332

Mortgage

Document Number	0058020000000926
Date	May 1, 2020
Book Page	0000005802/0000000926

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL GA
Recording Date	Oct 10, 2019
Property Address	318 FIRST ST, BOWDON, GA 30108-1332
Document Number	0057500300
Book / Page	005750 / 000300
Instrument Date	Oct 10, 2019
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$165.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	318 FIRST ST BOWDON GA 301081332, BOWDON, GA 30108-1332

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARROLL GA
Property Address	318 FIRST ST, BOWDON, GA 30108-1332
Document Number	0056420110
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Aug 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 FIRST ST BOWDON GA 301081332, BOWDON, GA 30108-1332

Mortgage

Document Number	0056420110
Date	Jul 3, 2018
Book Page	005642/000110

Lender

Name	JPMORGAN CHASE BK NA
Address	COLUMBUS, OH 43219-6009

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2048

Interest

Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 318 First St was $4,247 with a homeowner's exemption.

Source: Carroll County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Carroll County
Municipality	Bowdon City
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,247.00 Homeowner's exemption	$159,911 (-) Land $30,186 Building $129,725	$399,779 (-) Land $75,466 Building $324,313
2024	$4,247.00 (+20.38%) Homeowner's exemption	$159,911 (+7.99%) Land $30,186 Building $129,725	$399,779 (+7.99%) Land $75,466 Building $324,313
2023	$3,528.00 (+1.61%) Homeowner's exemption	$148,084 (+29.01%) Land $30,186 Building $117,898	$370,211 (+29.01%) Land $75,466 Building $294,745
2022	$3,472.00 Homeowner's exemption	$114,788 Land $20,075 Building $94,713	$286,970 Land $50,187 Building $236,783

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 318 First St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 First St is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 94% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWDON serves 6,180 people · EPA ID GA0450000
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on First St

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