Ravalli County property record for 318 Explorer Way, Florence, MT 59833
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,738 sqft · built 1992 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,747 (2026) |
| Deeds & Mortgages | Dec 2025 Reverse Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | R1354725 |
| Primary APN | R1354725 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,738 sqft Living Area |
| 1st Floor Area | 1,738 sqft |
| Basement Area | 676 sqft |
| Finished Basement | 676 sqft |
| Family Room | Family Room |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 57,499 sqft (1.32 acres) |
| Garage Type | Mixed |
| Garage Area | 1,696 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 260 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Greenhouse | 80 sqft |
| Lean-To | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0001405500 |
|---|---|
| Street Address | 318 EXPLORER WAY |
| City | FLORENCE |
| State | MT |
| Zip | 59833-6922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEWIS AND CLARK ESTATES, S07, T10 N, R19 W, ACRES 1.32, LOT 8 BLOCK 1 |
| Legal Range | 19W |
| Legal Township | 10N |
| Legal Section | 07 |
| Legal Subdivision | LEWIS AND CLARK ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | STEVENSVILLE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 100 |
Source: Ravalli County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 318 EXPLORER WAY, FLORENCE, MT 59833-6922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2007 |
| Deed Sale | Aug 22, 2007 |
| Deed Book / Page | 593 / 490 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAVALLI MT |
| Property Address | 318 EXPLORER WAY, FLORENCE, MT 59833-6922 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 318 EXPLORER WAY, FLORENCE, MT 59833-6922 |
| Document Number | 0000810687 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 810687 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 963 Months |
| Due | Mar 11, 2106 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.67% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2026 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.17% |
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Florence-Carlton K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,747.00 (+4.37%) | $638,200 (-) | |
| 2025 | $2,632.00 (-18.77%) | $638,200 (+49.95%) | $638,200 (+49.95%) Land $249,072 Building $389,128 |
| 2023 | $3,240.00 | $425,600 | $425,600 Land $103,176 Building $322,424 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| CIS Fixed Wireless | 1,000 / 1,000 |
| Rocky Mountain Internet Fixed Wireless | 350 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Grizzly Broadband.
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