318 Erwin Rd, Murray, KY 42071 Property Records

Calloway County property record for 318 Erwin Rd, Murray, KY 42071 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,089 sqft · built 2010
Lot Size	8.12 acres (353,707 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,337 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024-0-0033-C`

Property Details

APN / Parcel Number

Primary APN	`024-0-0033-C`
Alternative APN	`17895`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	2,089 sqft Living Area
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	353,707 sqft (8.12 acres)
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	17895
Street Address	318 ERWIN RD
City	MURRAY
State	KY
Zip	42071-8416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	318 ERWIN ROAD
Legal Tract	1
Jurisdiction	CALLOWAY KY
Township / Civil Division	HAZEL-LYNN GROVE
Census Block Group	2
Census Block	2016
Census Tract	10700

Owner

Source: Calloway County records · APN 024-0-0033-C

Assessment roll updated December 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	318 ERWIN RD, MURRAY, KY 42071-8416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Sep 26, 2012
Transfer Doc	000940/333
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	318 ERWIN RD, MURRAY, KY 42071-8416
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001249/408
Date	Apr 03, 2020
Book Page	1249/408
Instrument	640453

Lender

Name	COMMUNITY FINANCIAL SERVICES BANK
Type	Bank
Address	BENTON, KY 42025

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 01, 2045

Tax Assessment & Valuation

Source: Calloway County records · Assessment roll updated December 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,337.00 (+13.31%)	$375,000 (+15.38%)	$375,000 (+15.38%)
2023	$2,945.00	$325,000	$325,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calloway County (21035C), updated September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210350107002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 2 of 3 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.