318 Edgewater Trl S, Toccoa, GA 30577 Property Records

Stephens County property record for 318 Edgewater Trl S, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 5,865 sqft · built 2005
Lot Size0.8 acres (34,848 sqft)
OwnerCompany Name on File
Last Sale$885,000 (Jun 2008)
Tax Bill$13,476 (2025)
Deeds & MortgagesOct 2019 Construction Loan
Flood ZoneZone X (minimal risk)
APN057B 132

Property Details

APN / Parcel Number

Primary APN057B 132
Alternative APN
  • 280266

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area5,865 sqft Heated Area
Basement Area2,138 sqft
Finished Basement2,138 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialFiber Cement Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area34,848 sqft (0.8 acres)
Garage Area1,545 sqft

Exterior Amenities

PorchSlab
Porch Area443 sqft
Deck Area519 sqft
Patio Area735 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number280266
Street Address318 EDGEWATER TRL S
CityTOCCOA
StateGA
Zip30577-2577
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 56 SEC D PH1 CURRAHEE CLUB
Legal SubdivisionCURRAHEE CLUB
Legal Phase1
Legal Lot Number56
JurisdictionSTEPHENS GA
Township / Civil DivisionROCK CREEK
Census Block Group4
Census Block4013
Census Tract970202

Owner

318 Edgewater Trl S is owned by a company that acquired it in September 2019.

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address1120 MCCLELLAN LN, NOLENSVILLE, TN 37135-0710
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2008 · Amount on File
Deed SaleJun 20, 2008 · Amount on File
Prior SaleJun 20, 2008 · Amount on File
Deed Document Number2008739
Deed Book / Page862 / 388
Last Transfer DateSep 30, 2019
Transfer Doc0011910086
Record UpdatedJun 8, 2026

October 2019: Quit Claim Deed, Construction Loan

Document TypeQuit Claim Deed
JurisdictionSTEPHENS GA
Recording DateOct 7, 2019
Property Address318 EDGEWATER TRL S, TOCCOA, GA 30577-2577
Document Number0011910086
Book / Page001191 / 000086
Instrument DateSep 30, 2019
Transaction TypeConstruction Loan
Record UpdatedOct 18, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address318 EDGEWATER TRL S TOCCOA GA 305772577, TOCCOA, GA 30577-2577

Mortgage

Document Number11910087
DateOct 7, 2019
Book Page001191/000087
Lender
NameCIVIC FIN'L SVCS
AddressREDONDO BEACH, CA 90278
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueOct 6, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 318 Edgewater Trl S was $13,476.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,476.00$490,965 Land $35,780 Building $455,185$1,227,412 Land $89,450 Building $1,137,962
2023$9,141.00$307,076 Land $35,780 Building $271,296$767,691 Land $89,450 Building $678,241

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 318 Edgewater Trl S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Edgewater Trl S is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 47% of Georgia
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Edgewater Trl S

Nearby Streets

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