318 Eastern Ave, #20, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 318 Eastern Ave, #20, Elsmere, KY 41018 · Last verified July 2026

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,516 sqft · built 1978
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on File
Last Sale	$115,000 (Aug 2003)
Tax Bill	$2,430 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`004-30-04-053.00`

Property Details

APN / Parcel Number

Primary APN	`004-30-04-053.00`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,516 sqft Finished Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	162 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	318 EASTERN AVE, 20
City	ELSMERE
State	KY
Zip	41018-1924
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SANDERS LAURA C RESUB LOT 52 50'X 162' IRREG
Legal Subdivision	SANDERS LAURA C
Legal Lot Number	52
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1024
Census Tract	65700

Owner

Source: Kenton County records · APN 004-30-04-053.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2170 TUSCANYVIEW DR, COVINGTON, KY 41017-8158
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF KENTUCKY
Oct 04, 2018	Deed of Trust, Mortgage · Line of Credit HERITAGE BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 27, 2003 · Amount on Record
Deed Sale	Aug 27, 2003 · Amount on Record
Prior Sale	Oct 31, 2002 · Amount on Record
Deed Document Number	200308 27 059 00161
Deed Book / Page	1810 / 320
Last Transfer Date	Aug 05, 2004
Transfer Doc	0806059002
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	318 EASTERN AVE # 20, 20, ELSMERE, KY 41018-1924
Transaction Type	Mortgage
Record Updated	Oct 01, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2170 TUSCANYVIEW DR, COVINGTON, KY 41017-8158

Mortgage

Document Number	0005900111
Date	Sep 11, 2025
Book Page	KCM 686/510
Instrument	25091105900111

Lender

Name	FIRST NATIONAL BANK OF KENTUCKY
Type	Bank
Address	COVINGTON, KY 41011

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Sep 03, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	318 EASTERN AVE # 20, 20, ELSMERE, KY 41018-1924
Document Number	0000000173
Instrument Date	Oct 04, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	134 KRUEMPELMAN DR FORT MITCHELL KY 410112685, FORT MITCHELL, KY 41011-2685

Mortgage

Document Number	0000000173
Date	Oct 11, 2018
Book Page	0C6521/000244
Instrument	173

Lender

Name	HERITAGE BK
Type	Bank
Address	LATONIA, KY 41015

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 10, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,430.00 (+1.33%)	$160,000 (-) Land $25,000 Building $135,000	$160,000 (-) Land $25,000 Building $135,000
2023	$2,398.00	$160,000 Land $25,000 Building $135,000	$160,000 Land $25,000 Building $135,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Kentucky
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 376 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Cincinnati Bell, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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