318 E Willow St, Cherokee, IA 51012 Property Records

Cherokee County property record for 318 E Willow St, Cherokee, IA 51012

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,292 sqft · built 1910
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$11,000 (Oct 2014)
Tax Bill$854 (2026)
Flood ZoneZone AE (high risk)
APN0727482024

Property Details

APN / Parcel Number

Primary APN0727482024

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,292 sqft Living Area
1st Floor Area760 sqft
Basement Area760 sqft
Unfinished Basement760 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialMetal
Construction TypeSteel Frame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area264 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address318 E WILLOW ST
CityCHEROKEE
StateIA
Zip51012-1950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS1/2 LOT 10 BLK 2 CORBETT ADD 7428
Legal SubdivisionCORBETT ADD
Legal Block2
Legal Lot Number10
JurisdictionCHEROKEE IA
Township / Civil DivisionCHEROKEE
Census Block Group1
Census Block1020
Census Tract80101

Owner

318 E Willow St is owned and occupied by an individual who bought it in October 2014.

Source: Cherokee County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address318 E WILLOW ST, CHEROKEE, IA 51012-1950
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 10, 2014 · Amount on File
Deed SaleOct 10, 2014 · Amount on File
Deed Document Number20141770
Deed Book / Page2014 / 1770
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 318 E Willow St was $854 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyCherokee County
MunicipalityCherokee City
Unified School DistrictCherokee Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$854.00$68,480 (-) Land $7,500 Building $60,980$68,480 (-) Land $7,500 Building $60,980
2025$68,480 Land $7,500 Building $60,980$68,480 Land $7,500 Building $60,980
2024$834.00
2023$60,460 (+25.41%) Land $7,500 Building $52,960$60,460 Land $7,500 Building $52,960
2022$750.00 Homeowner's exemption$48,210 Land $6,250 Building $41,960
2021$48,210 Land $6,250 Building $41,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 E Willow St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims13 (2013–2024)
Most Recent ClaimJun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 9 claims
  • Severe Storms, Tornadoes, And Flooding, May 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 318 E Willow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHEROKEE RWS - CHEROKEE SUBSYSTEM
private · serves 3,315 people · EPA ID IA1811001
Water SourceGroundwater
Last State InspectionOct 2023
Also Mapped HereCHEROKEE WATER SUPPLY - PLANT 1
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Northwest Communications
Fixed Wireless
100 / 20

May also be available: C-M-L Telephone Cooperative Association, Verizon.

Nearby Properties on E Willow St

Nearby Streets

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