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318 E Water St, Pendleton, IN 46064 Property Records

Madison County property record for 318 E Water St, Pendleton, IN 46064

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,384 sqft · built 1898
Lot Size0.265 acres (11,564 sqft)
OwnerIndividual Name on File
Tax Bill$2,998 (2025)
Deeds & MortgagesJun 2021 Mortgage
Sep 2021 Sale
Flood ZoneZone X (minimal risk)
APN48-14-21-201-108.000-013

Property Details

APN / Parcel Number

Primary APN48-14-21-201-108.000-013
Alternative APNs
  • 00001219969
  • 34691

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,384 sqft Living Area
1st Floor Area1,384 sqft
Upper Floors Area480 sqft

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1965
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area11,564 sqft (0.265 acres)
Lot Dimensions118 ft deep x 98 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area388 sqft
Patio Area226 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number00001219969
Street Address318 E WATER ST
CityPENDLETON
StateIN
Zip46064-1049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionANDERSON 1ST 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Legal SubdivisionJOHN A ANDERSONS FIRST ADDITION
JurisdictionMADISON IN
Township / Civil DivisionFALL CREEK
Census Block Group1
Census Block1035
Census Tract11700

Owner

Source: Madison County records · APN 48-14-21-201-108.000-013

Assessment roll updated June 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5880 W FALL CREEK DR, PENDLETON, IN 46064-8933
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
Sep 30, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 30, 2021
Deed SaleSep 30, 2021
Prior SaleMay 21, 2010 · Amount on Record
Deed Document Number202118782
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IN
Property Address318 E WATER ST, PENDLETON, IN 46064-1049
Transaction TypeMortgage
Record UpdatedFeb 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R10739
DateJun 11, 2021
Instrument2021R10739
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051
Interest
Rate TypeFixed Rate

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IN
Recording DateSep 30, 2021
Property Address318 E WATER ST, PENDLETON, IN 46064-1049
Document Number2021R18782
Map ReferenceBK 2 PG 53
Instrument DateSep 28, 2021
Instrument2021R18782
Transaction TypeTransfer
Record UpdatedFeb 09, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5880 W FALL CREEK DR, PENDLETON, IN 46064-8933

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMadison County
County SubdivisionFall Creek Township
MunicipalityPendleton Town
Unified School DistrictSouth Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,998.00 (+10.95%)$142,700 (+14.43%) Land $43,000 Building $99,700$142,700 (+14.43%) Land $43,000 Building $99,700
2024$2,702.00 (+10.83%)
2023$124,700 (+2.3%) Land $41,000 Building $83,700$124,700 (+2.3%) Land $41,000 Building $83,700
2022$2,438.00$121,900 Land $39,100 Building $82,800$121,900 Land $39,100 Building $82,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (18095C), as of August 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180950117001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims8 (1992–2026)
Claims Outside the SFHA1 of 8
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Sep 2003 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Pendleton Historic District
listed 1991 · 423 contributing resources · NRIS 91000788

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Brightspeed, Frontier, Hancock Rural Telephone, Metronet Holdings, Verizon.

Based on FCC filings for 443 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IN5248012, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemINGALLS WATER COMPANY
serves 7,600 people
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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