318 E Sinclair St, Mackinaw City, MI 49701 Property Records

Cheboygan County property record for 318 E Sinclair St, Mackinaw City, MI 49701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,888 sqft · built 1950
Lot Size	0.043 acres (1,883 sqft)
Owner	Individual Name on Record
Last Sale	$214,200 (Nov 2017)
Tax Bill	$5,035 (2025)
Deeds & Mortgages	Jul 2014 Construction Loan Jun 2015 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`012-V07-070-001-01`

Property Details

APN / Parcel Number

Primary APN	`012-V07-070-001-01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,888 sqft Living Area
1st Floor Area	1,184 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Lot Area	1,883 sqft (0.043 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	318 E SINCLAIR ST
City	MACKINAW CITY
State	MI
Zip	49701-9765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MACKINAW CITY, PT OF LOT 1, BLK 70: COM AT NW COR; TH ELY ALG THE N & NELY BNDRY OF LOT 1, 80FT; TH SWLY 88FT TO A PTE 22FT
Legal Range	03W
Legal Township	001
Legal Section	07
Legal Subdivision	MACKINAW CITY
Legal Lot Number	2
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	MACKINAW
Census Block Group	1
Census Block	1010
Census Tract	960100

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	906 HOPKINS ST, MOUNT PLEASANT, MI 48858-3331
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2014	Deed of Trust, Mortgage · Construction Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Jun 10, 2015	Deed of Trust, Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Nov 22, 2017	Warranty Deed, Transfer
Aug 17, 2017	Quit Claim Deed, Transfer Quitclaim
Aug 18, 2011	Warranty Deed, Transfer FARMERS INSURANCE GROUP FEDERAL CREDIT U

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2017 · Amount on Record
Deed Sale	Nov 22, 2017 · Amount on Record
Prior Sale	Aug 18, 2011 · Amount on Record
Deed Book / Page	1348 / 256
Prior Transfer Date	Jul 20, 2017
Prior Transfer Doc	01340/0167
Record Updated	Sep 20, 2026

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	318 E SINCLAIR ST, MACKINAW CITY, MI 49701-9765
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 186, MACKINAW CITY, MI 49701-0186

Mortgage

Document Number	001263/315
Date	Jul 30, 2014
Book Page	1263/315

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN
Address	CHEBOYGAN, MI 49721

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	318 E SINCLAIR ST, MACKINAW CITY, MI 49701-9765
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01283/0846
Date	Jun 10, 2015
Book Page	1283/0846

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN
Address	CHEBOYGAN, MI 49721

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2025

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Nov 22, 2017
Property Address	318 E SINCLAIR ST, MACKINAW CITY, MI 49701-9765
Document Number	001348/256
Book / Page	1348 / 256
Instrument Date	Nov 13, 2017
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 HOPKINS ST, MT PLEASANT, MI 48858-3331

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Aug 17, 2017
Property Address	318 E SINCLAIR ST, MACKINAW CITY, MI 49701-9765
Document Number	01340/0167
Book / Page	1340 / 0167
Instrument Date	Jul 20, 2017
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 186, MACKINAW CITY, MI 49701-0186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 186, MACKINAW CITY, MI 49701-0186

August 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Aug 18, 2011
Property Address	318 E SINCLAIR ST, MACKINAW CITY, MI 49701-9765
Document Number	001182/670
Book / Page	1182 / 670
Instrument Date	Aug 18, 2011
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3060 HOLIDAY VILLAGE RD, TRAVERSE CITY, MI 49686-3993

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6781 CEDAR TRCE, CANADIAN LAKES, MI 49346-8718
Investor	Possibly a Property Investor

Mortgage

Document Number	001182/671
Date	Aug 18, 2011
Book Page	1182/671

Lender

Name	FARMERS INSURANCE GROUP FEDERAL CREDIT U
Address	4680 WILSHIRE BLVD, LOS ANGELES, CA 90010

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2026

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Mackinaw Township
Municipality	Mackinaw City Village
Unified School District	Mackinaw City Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,300 (+16.18%)	$436,600 (+16.18%)
2025	$5,035.00 (+6.7%)	$187,900 (+17.95%)	$375,800 (+17.95%)
2024	$4,719.00 (+10.49%)
2023		$159,300	$318,600
2022	$4,271.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MACKINAW CITY serves 897 people · EPA ID MI0003980
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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