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318 E Ridge Ln, Payson, AZ 85541 Property Records

Gila County property record for 318 E Ridge Ln, Payson, AZ 85541 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Architecture StyleRanch
Year BuiltBuilt 1967
Square Footage1,792 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Tax Bill$1,111.00 (2025)

Owner

Source: Gila County records · APN 304-16-085

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address318 E RIDGE LN, PAYSON, AZ 85541-5551
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 05, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ADVANTAGEFIRST LENDING INC
Apr 01, 2022Deed of Trust, Mortgage · Conventional Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC
Jul 07, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
STEARNS LENDING LLC
Aug 24, 2020Correction Deed, Transfer
PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Jun 18, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 24, 2020
Deed SaleAug 24, 2020
Prior SaleJun 18, 2020 · Amount on Record
Deed Doc Number2020009939
Deed Book / Page2020009 / 939
Record RefreshedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address318 E RIDGE LN, PAYSON, AZ 85541-5551
Transaction TypeMortgage
Record UpdatedOct 04, 2023
Title CompanyTSI TITLE AND ESCROW, SILK TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 E RIDGE LN, PAYSON, AZ 85541-5551

Mortgage

Document Number0000007771
DateSep 05, 2023
Instrument2023-007771
Lender
NameADVANTAGEFIRST LENDING INC
TypeLending Institution
AddressRANCHO SANTA MARGARITA, CA 92688
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2053

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address318 E RIDGE LN, PAYSON, AZ 85541-5551
Transaction TypeMortgage
Record UpdatedApr 20, 2022
Title CompanyDRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 E RLDGE LN, PAYSON, AZ 85541-5551

Mortgage

Document Number0000004715
DateApr 01, 2022
Instrument2022-004715
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address318 E RIDGE LN, PAYSON, AZ 85541-5551
Transaction TypeMortgage
Record UpdatedAug 26, 2021
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 E RIDGE LN, PAYSON, AZ 85541-5551

Mortgage

Document Number0000009706
DateJul 07, 2021
Instrument2021-009706
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

August 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionGILA AZ
Recording DateAug 24, 2020
Property Address318 E RIDGE LN, PAYSON, AZ 85541-5551
Document Number0000009939
Instrument DateAug 24, 2020
Instrument9939
Transaction TypeTransfer
Record UpdatedSep 21, 2020
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1430 E EUCALYPTUS PL CHANDLER AZ 85286, CHANDLER, AZ 85286

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateJun 18, 2020
Property Address318 E RIDGE LN, PAYSON, AZ 85541-5551
Document Number0000006756
Instrument DateJun 08, 2020
Instrument6756
Transaction TypeTransfer
Record UpdatedJul 16, 2020
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1430 E EUCALYPTUS PL CHANDLER AZ 85286, CHANDLER, AZ 85286

Mortgage

Document Number6757
DateJun 18, 2020
Instrument6757
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 17, 2050

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$27,873 (+9.44%) Land $5,962 Building $21,911$278,727 (+9.44%) Land $59,617 Building $219,110
2025$1,111.00 (+7.66%)
2024$25,468 Land $3,614 Building $21,854$254,685 Land $36,144 Building $218,541
2023$1,032.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskVery High
above 92% of the US · above 88% of Arizona
Wildfire LikelihoodAbout 1 in 130 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN304-16-085
Alternative APNs
  • R032329
  • 032329

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,792 sqft Living Area
1st Floor1,195 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1967
Architectural StyleRanch Style
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof MaterialAsbestos Roof
Lot Area8,712 sqft (0.2 acres)
Patio Area168 sqft Patio

Utilities and HVAC

Heating SystemFloor/Wall Furnace Heating

Location & Zoning

Account NumberR032329
Street Address318 E RIDGE LN
CityPAYSON
StateAZ
Zip85541-5551
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECTION: 10 TOWNSHIP: 10N RANGE: 10E LOT 20 , BUENA VISTA TERRACE , PLAT 113NW1/4 SEC 10 T10N R10E = 0.20 AC
Legal Range10E
Legal Township10N
Legal Section10
Legal SubdivisionPINE RIDGE ADDITION
Legal Lot Number20
JurisdictionGILA AZ
Minor Civil DivisionPAYSON
Census Blockgroup2
Census Block2045
Census Tract500

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