318 E Ransdell St, Owenton, KY 40359 Property Records

Owen County property record for 318 E Ransdell St, Owenton, KY 40359

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$9,000 (Apr 2022)
Tax Bill	$106 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`061-20-00-077.02`

Property Details

APN / Parcel Number

Primary APN	`061-20-00-077.02`
Alternative APN	`14617`

Exterior

Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	14617
Street Address	318 E RANSDELL ST
City	OWENTON
State	KY
Zip	40359-3053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT
Jurisdiction	OWEN KY
Township / Civil Division	OWENTON
Census Block Group	2
Census Block	2014
Census Tract	970202

Owner

Source: Owen County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	524 SHEFFIELD DR, VERSAILLES, KY 40383-9541
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2022 · Amount on Record
Deed Sale	Apr 19, 2022 · Amount on Record
Deed Document Number	2022001131
Deed Book / Page	DEED 267 / 28
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN KY
Property Address	318 E RANSDELL ST, OWENTON, KY 40359-3053
Transaction Type	Mortgage
Record Updated	Jan 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 SHEFFIELD DR, VERSAILLES, KY 40383-9541

Mortgage

Document Number	000M331/32
Date	Jan 10, 2024
Book Page	M331/32
Instrument	1169348

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	OWENTON, KY 40359

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	252 Months
Due	Jan 9, 2045

Tax Assessment & Valuation

Source: Owen County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Owen County
Municipality	Owenton City
Unified School District	Owen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$106.00 (+1.92%)	$9,000 (-)	$9,000 (-)
2023	$104.00	$9,000	$9,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Broadlinc Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20