318 E Phillips St, Mascoutah, IL 62258 Property Records

St. Clair County property record for 318 E Phillips St, Mascoutah, IL 62258

Property Summary

Property TypeSingle Family Home
Details2 ba · 888 sqft · built 1984
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on File
Last Sale$203,000 (Apr 2026)
Tax Bill$3,772 (2024)
Deeds & MortgagesApr 2026 Sale & Mortgage
Oct 2022 Sale & Mortgage
APN10-32-0-311-010

Property Details

APN / Parcel Number

Primary APN10-32-0-311-010

Interior

Full Baths2 Baths
Stories2 Stories
Building Area888 sqft Living Area
Upper Floors Area36 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeFrame
Lot Area3,920 sqft (0.09 acres)
Garage TypeAttached
Garage Area288 sqft
PorchSlab
Porch Area210 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address318 E PHILLIPS ST
CityMASCOUTAH
StateIL
Zip62258-2442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEISENMAYERS, PHIL, 3RD ADD LOT/SEC-4 W 1/2 A02764028
Legal SubdivisionEISENMAYERS, PHIL, 3RD ADD
Legal Block311
JurisdictionST CLAIR IL
Township / Civil DivisionMASCOUTAH
Census Block Group3
Census Block3011
Census Tract504357

Owner

Source: St. Clair County assessment roll, as of August 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address318 E PHILLIPS ST, MASCOUTAH, IL 62258-2442
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2026Warranty Deed, Transfer · Conventional Mortgage
ZILLOW HOME LOANS LLC
Oct 24, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2026 · Amount on Record
Deed SaleApr 30, 2026 · Amount on Record
Prior SaleOct 24, 2022 · Amount on Record
Deed Document Number20262882088
Prior Transfer DateDec 22, 2014
Prior Transfer Doc0002438405
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateApr 30, 2026
Property Address318 E PHILLIPS ST, MASCOUTAH, IL 62258-2442
Document Number0A02882088
Instrument DateApr 28, 2026
Instrument20262882088
Transaction TypeTransfer
Record UpdatedJul 6, 2026
Title CompanyTOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$30,754.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 E PHILLIPS ST, MASCOUTAH, IL 62258-2442

Mortgage

DateApr 30, 2026
Lender
NameZILLOW HOME LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate5.88%
Initial TypeFixed Rate
Max Rate-1%

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateOct 24, 2022
Property Address318 E PHILLIPS ST, MASCOUTAH, IL 62258-2442
Document Number0A02764028
Map ReferenceMB L-2 PG 135
Instrument DateOct 18, 2022
InstrumentA02764028
Transaction TypeTransfer
Record UpdatedNov 9, 2022
Title CompanyTOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address318 E PHILLIPS ST, MASCOUTAH, IL 62258-2442

Mortgage

Document Number0A02764029
DateOct 24, 2022
InstrumentA02764029
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052
Interest
Rate TypeFixed Rate
Rate6.12%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 28, 2025

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionMascoutah Township
MunicipalityMascoutah City
Unified School DistrictMascoutah Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,772.00 (+18.13%)$50,774 (+20.23%) Land $2,474 Building $48,300$152,322 (+20.23%) Land $7,422 Building $144,900
2022$42,231 Land $2,058 Building $40,173$126,693 Land $6,174 Building $120,519
2019$3,193.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMASCOUTAH
serves 8,759 people · EPA ID IL1630800
Water SourcePurchased surface water from S L M WATER COMMISSION
Last State InspectionJan 2025
Lead5 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30

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