Covington City property record for 318 E Phillip St, Covington, VA 24426
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,346 sqft · built 1945 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,000 (Mar 2018) |
| Tax Bill | $906 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-4-82 |
| Primary APN | 40-4-82 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,346 sqft Living Area |
| Gross Area | 2,483 sqft |
| 1st Floor Area | 1,020 sqft |
| Basement Area | 1,020 sqft |
| Unfinished Basement | 1,020 sqft |
| Flooring | Softwood |
| Interior Walls | Wood |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Paver Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 117 sqft |
| Cooling System | None |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5047 |
|---|---|
| Street Address | 318 E PHILLIP ST |
| City | COVINGTON |
| State | VA |
| Zip | 24426-2643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PARRISH CT #3 LOT 82 |
| Legal Subdivision | PARRISH CT #3 |
| Legal Lot Number | 82 |
| Jurisdiction | COVINGTON CITY VA |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 60200 |
318 E Phillip St is owned and occupied by an individual who bought it in March 2018.
Source: Covington City records, as of May 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 318 E PHILLIP ST, COVINGTON, VA 24426-2643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2018 · Amount on File |
| Deed Sale | Mar 23, 2018 · Amount on File |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 318 E Phillip St was $906.
Source: Covington City assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Covington City |
| Unified School District | Alleghany Highlands Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $906.00 | $106,600 Land $12,000 Building $94,600 | $106,600 Land $12,000 Building $94,600 |
| 2023 | $906.00 | $106,600 Land $12,000 Building $94,600 | $106,600 Land $12,000 Building $94,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 318 E Phillip St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 71 (1978–2016) |
| Claims Outside the SFHA | 32 of 71 |
| Most Recent Claim | Jun 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 318 E Phillip St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POUNDING MILL serves 1,965 people · EPA ID VA2005600 |
|---|---|
| Water Source | Purchased surface water from CITY OF COVINGTON |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Glo Fiber Cable | 1,200 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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