Waukesha County property record for 318 E Oak St, Oconomowoc, WI 53066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,940 sqft |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Oct 2019) |
| Tax Bill | $5,979 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | OCOC-0590-132 |
| Primary APN | OCOC-0590-132 |
|---|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|
| Street Address | 318 E OAK ST |
|---|---|
| City | OCONOMOWOC |
| State | WI |
| Zip | 53066-3713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STRIP OF LAND 4 RODS (66 FT) WIDE OFF W END LOTS 29 & 31 WESTOVERS PLAT THE SUMMIT ADDITION TO THE VILLAGE OF OCONOMOWOC PT NW1/4 SEC 4 T7N R17E |
| Legal Range | 17E |
| Legal Township | 7N |
| Legal Section | 4 |
| Legal Subdivision | WESTOVERS PLAT THE SUMMIT ADDITION TO TH |
| Legal Lot Number | 29,31 |
| Jurisdiction | WAUKESHA WI |
| Township / Civil Division | OCONOMOWOC |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 204302 |
318 E Oak St is owned and occupied by an individual who acquired it in September 2020.
Source: Waukesha County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 318 E OAK ST, OCONOMOWOC, WI 53066-3713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Oct 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST BANK FINANCIAL CENTRE |
| Aug 22, 2018 | Deed of Trust, Mortgage · Line of Credit LANDMARK CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2019 · Amount on File |
| Deed Sale | Oct 8, 2019 · Amount on File |
| Deed Document Number | 20194427128 |
| Last Transfer Date | Sep 18, 2020 |
| Transfer Doc | 0004587592 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAUKESHA WI |
| Recording Date | May 26, 2021 |
| Property Address | 318 E OAK ST, OCONOMOWOC, WI 53066-3713 |
| Document Number | 0004587592 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 4587592 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0004587593 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 4587593 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAUKESHA WI |
| Recording Date | Oct 8, 2019 |
| Property Address | 318 E OAK ST, OCONOMOWOC, WI 53066-3713 |
| Document Number | 0004427128 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 4427128 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 318 E OAK ST, OCONOMOWOC, WI 53066-3713 |
| Document Number | 0004427129 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 4427129 |
| Name | FIRST BANK FINANCIAL CENTRE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAUKESHA WI |
| Property Address | 318 E OAK ST, OCONOMOWOC, WI 53066-3713 |
| Document Number | 0004358553 |
| Instrument Date | Aug 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 318 E OAK ST OCONOMOWOC WI 530663713, OCONOMOWOC, WI 53066-3713 |
| Document Number | 0004358553 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 4358553 |
| Name | LANDMARK CU |
|---|---|
| Type | Credit Union |
| Address | NEW BERLIN, WI 53151 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 318 E Oak St was $5,979.
Source: Waukesha County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Waukesha County |
| Municipality | Oconomowoc City |
| Unified School District | Oconomowoc Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,979.00 | $577,000 Land $76,300 Building $500,700 | $585,500 |
| 2023 | $5,378.00 Homeowner's exemption | $479,700 Land $76,400 Building $403,300 | $500,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 318 E Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 19, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 318 E Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCONOMOWOC WATERWORKS serves 15,805 people · EPA ID WI2680227 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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