318 E Main St, Cedar Bluffs, NE 68015 Property Records

Saunders County property record for 318 E Main St, Cedar Bluffs, NE 68015

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,568 sqft · built 2020
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Oct 2019)
Tax Bill	$3,290 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2393-34-4-02080-002-8000`

Property Details

APN / Parcel Number

Primary APN	`2393-34-4-02080-002-8000`
Alternative APN	`005018000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,209 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	145 ft deep x 180 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	218 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	318 E MAIN ST
City	CEDAR BLUFFS
State	NE
Zip	68015-3133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOTS 9-10 BLK 2 YOUNGS ADDITION CEDAR BLUFFS; MAP NUMBER: 2393-34-4-02080-002-8000
Legal Range	07
Legal Township	17
Legal Section	34
Legal Subdivision	CEDAR BLUFFS-YUNG'S ADD
Legal Block	2
Legal Lot Number	9-10
Jurisdiction	SAUNDERS NE
Township / Civil Division	NORTH CEDAR
Census Block Group	3
Census Block	3054
Census Tract	968100

Owner

Source: Saunders County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 193, CEDAR BLUFFS, NE 68015-0193
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION BANK & TRUST
Mar 2, 2020	Deed of Trust, Construction Loan · Construction Mortgage UNION BK&TR
Oct 31, 2019	Warranty Deed, Transfer TITLE SERVICE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2019 · Amount on Record
Deed Sale	Oct 31, 2019 · Amount on Record
Deed Document Number	201910556
Deed Book / Page	525 / 123
Prior Transfer Date	Oct 29, 2019
Prior Transfer Doc	0005250123
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	318 E MAIN ST, CEDAR BLUFFS, NE 68015-3133
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005680555
Date	Sep 29, 2021
Book Page	568/555
Instrument	2021-09-503

Lender

Name	UNION BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Recording Date	Mar 2, 2020
Property Address	318 E MAIN ST, CEDAR BLUFFS, NE 68015-3133
Document Number	0005301074
Book / Page	000530 / 001074
Instrument Date	Feb 28, 2020
Instrument	3018
Transaction Type	Construction Loan
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	318 E MAIN ST CEDAR BLUFFS NE 680153133, CEDAR BLUFFS, NE 68015-3133

Mortgage

Document Number	5301074
Date	Mar 2, 2020
Book Page	000530/001074
Instrument	3018

Lender

Name	UNION BK&TR
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2021

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Oct 31, 2019
Property Address	318 E MAIN ST, CEDAR BLUFFS, NE 68015-3133
Document Number	0005250123
Book / Page	000525 / 000123
Instrument Date	Oct 29, 2019
Instrument	556
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	TITLE SERVICE

Transaction

Amount	Amount Recorded
Tax	$191.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	318 E MAIN ST CEDAR BLUFFS NE 680153133, CEDAR BLUFFS, NE 68015-3133

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Cedar Bluffs Village
County	Saunders County
County Subdivision	North Cedar Township
Unified School District	Cedar Bluffs Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,290.00 (-17.38%)	$239,881 (+12.78%) Land $24,025 Building $215,856	$239,881 (+12.78%) Land $24,025 Building $215,856
2023	$3,982.00	$212,699 Land $24,025 Building $188,674	$212,699 Land $24,025 Building $188,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1980–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CEDAR BLUFFS serves 600 people · EPA ID NE3115504
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

4G LTE only, no 5G reported

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