Union County property record for 318 E Lyon St, Morganfield, KY 42437
| Property Type | Duplex |
|---|---|
| Details | 1,800 sqft |
| Lot Size | 0.234 acres (10,200 sqft) |
| Owner | Company Name on File |
| Last Sale | $82,858 (Apr 2005) |
| Tax Bill | $997 (2025) |
| Deeds & Mortgages | Oct 2022 Refinance Jul 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M3-22-02 |
| Primary APN | M3-22-02 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,800 sqft Adjusted Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 10,200 sqft (0.234 acres) |
| Street Address | 318 E LYON ST |
|---|---|
| City | MORGANFIELD |
| State | KY |
| Zip | 42437-1232 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 318 E LYON ST |
| Jurisdiction | UNION KY |
| Township / Civil Division | MORGANFIELD |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 950201 |
318 E Lyon St, a duplex, is owned by a company that bought it in April 2005.
Source: Union County records, as of November 17, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 215 W MAIN ST, MORGANFIELD, KY 42437-1408 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED COMMUNITY BANK OF WEST KENTUCKY |
| Jul 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2005 · Amount on File |
| Deed Sale | Apr 27, 2005 · Amount on File |
| Deed Document Number | 00318_00044 |
| Deed Book / Page | 0318 / 0044 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION KY |
| Property Address | 318 E LYON ST, MORGANFIELD, KY 42437-1232 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000474/517 |
|---|---|
| Date | Oct 11, 2022 |
| Book Page | 474/517 |
| Name | UNITED COMMUNITY BANK OF WEST KENTUCKY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 37 Months |
| Due | Nov 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION KY |
| Property Address | 318 E LYON ST, MORGANFIELD, KY 42437-1232 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000460/557 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 460/557 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Aug 1, 2022 |
The 2025 property tax bill for 318 E Lyon St was $997.
Source: Union County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Union County |
| Municipality | Morganfield City |
| Unified School District | Union County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $997.00 | $97,000 Land $7,000 Building $90,000 | $97,000 Land $7,000 Building $90,000 |
| 2023 | $856.00 | $82,858 Land $7,000 Building $75,858 | $82,858 Land $7,000 Building $75,858 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 318 E Lyon St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 318 E Lyon St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORGANFIELD WATER WORKS serves 5,170 people · EPA ID KY1130293 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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