318 E Jefferson St, Kosciusko, MS 39090 Property Records

Attala County property record for 318 E Jefferson St, Kosciusko, MS 39090

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,777 sqft · built 1880
Owner	Individual Name on Record
Tax Bill	$716 (2025)
Deeds & Mortgages	Apr 2013 Mortgage Jun 2010 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1305 212 B 0043000`

Property Details

APN / Parcel Number

Primary APN	`1305 212 B 0043000`

Interior

Bedrooms	4 Beds
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	2,777 sqft Adjusted Area
Flooring	Wood

Exterior

Year Built	Built 1880
Exterior Material	Wood
Roof Type	Hip
Roof Material	Shingle
Parking Spaces	1 Parking Space
Utility Building	120 sqft

Location & Zoning

Street Address	318 E JEFFERSON ST
City	KOSCIUSKO
State	MS
Zip	39090-3720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 315 & PT LOT 312 MERCER
Legal Subdivision	MERCER SUB
Legal Lot Number	315,312
Jurisdiction	ATTALA MS
Township / Civil Division	2
Census Block Group	2
Census Block	2022
Census Tract	60600

Owner

Source: Attala County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	318 E JEFFERSON ST, KOSCIUSKO, MS 39090-3720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2013	Deed of Trust, Mortgage · Stand-Alone First Mortgage QUICKEN LOANS INC
Jun 18, 2010	Deed of Trust, Mortgage · Stand-Alone First Mortgage MERCHANT AND FARMERS BANK
Aug 11, 2008	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2008
Deed Sale	Aug 11, 2008
Deed Document Number	2746
Deed Book / Page	725 / 644
Record Updated	Jun 8, 2026

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATTALA MS
Property Address	318 E JEFFERSON ST, KOSCIUSKO, MS 39090-3720
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 E JEFFERSON ST, KOSCIUSKO, MS 39090-3720

Mortgage

Document Number	000984/578
Date	Apr 3, 2013
Book Page	984/578
Instrument	701

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	0.5%
Adjustable	Adjustable Rate Rider

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATTALA MS
Property Address	318 E JEFFERSON ST, KOSCIUSKO, MS 39090-3720
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 E JEFFERSON ST, KOSCIUSKO, MS 39090-3720

Mortgage

Document Number	000922/290
Date	Jun 18, 2010
Book Page	922/290
Instrument	1402

Lender

Name	MERCHANT AND FARMERS BANK
Type	Seller

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 5, 2020

August 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ATTALA MS
Recording Date	Aug 11, 2008
Property Address	318 E JEFFERSON ST, KOSCIUSKO, MS 39090-3720
Document Number	000725/644
Book / Page	725 / 644
Instrument Date	Aug 5, 2008
Instrument	2746
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 278, SALLIS, MS 39160-0278

Tax Assessment & Valuation

Source: Attala County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Attala County
Municipality	Kosciusko City
Unified School District	Kosciusko School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$716.00 (-0.83%)	$12,575 (-) Land $2,627 Building $9,948	$125,749 (-) Land $26,265 Building $99,484
2023	$722.00	$12,575 Land $2,627 Building $9,948	$125,749 Land $26,265 Building $99,484

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	9 (2001–2023)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2023 · Severe Storms, Straight-line Winds, And Tornadoes.
Claims by Event	Severe Storms, Straight-line Winds, And Tornadoes., Jun 2023 · 2 claims Severe Storms And Flooding, Apr 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KOSCIUSKO serves 9,646 people · EPA ID MS0040004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

318 E Jefferson St, Kosciusko, MS 39090 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2013: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2010: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2008: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Jefferson St

Nearby Streets

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