318 E Cowan Dr, Houston, TX 77007 Property Records

Harris County property record for 318 E Cowan Dr, Houston, TX 77007

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,479 sqft · built 2021
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Individual Names on File
Last Sale	$1,090,843 (Mar 2021)
Tax Bill	$47,282 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068-023-007-0003`

Property Details

APN / Parcel Number

Primary APN	`068-023-007-0003`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	5,479 sqft Living Area
1st Floor Area	2,474 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bungalow
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	9,900 sqft (0.227 acres)
View / Lot	Neighborhood
Garage Area	772 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0680230070003
Street Address	318 E COWAN DR
City	HOUSTON
State	TX
Zip	77007-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 BLK 7 CRESTWOOD
Legal Subdivision	CRESTWOOD
Legal Block	7
Legal Lot Number	3
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2009
Census Tract	510802

Owner

318 E Cowan Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	318 E COWAN DR, HOUSTON, TX 77007-5026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZB NA
Mar 8, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage BICE AND ASSOCIATES 401KPIAN
Nov 2, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2021 · Amount on File
Deed Sale	Mar 8, 2021 · Amount on File
Prior Sale	Nov 2, 2020
Deed Document Number	2021117768
Prior Transfer Date	Apr 18, 2013
Prior Transfer Doc	0000184125
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	318 E COWAN DR, HOUSTON, TX 77007-5026
Transaction Type	Mortgage
Record Updated	Sep 26, 2022
Title Company	FRONTIER TITLE COMPANY-WH LLC, FRONTIER TITLE CO WH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000332272
Date	Jun 14, 2021
Instrument	2021-332272

Lender

Name	ZB NA
Type	Bank
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	385 Months
Due	Jul 1, 2053

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Mar 8, 2021
Property Address	318 E COWAN DR, HOUSTON, TX 77007-5026
Document Number	0000117768
Map Reference	VOL 16 PG 2
Instrument Date	Mar 5, 2021
Instrument	2021-117768
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6156 HASKELL ST, HOUSTON, TX 77007

Mortgage

Document Number	0000117769
Date	Mar 8, 2021
Instrument	2021-117769

Lender

Name	BICE AND ASSOCIATES 401KPIAN
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Nov 2, 2020
Property Address	318 E COWAN DR, HOUSTON, TX 77007-5026
Document Number	0000529101
Instrument Date	Oct 29, 2020
Instrument	529101
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	318 E COWAN DR HOUSTON TX 770075026, HOUSTON, TX 77007-5026

Tax Assessment & Valuation

The 2025 property tax bill for 318 E Cowan Dr was $47,282 with exemptions applied, up 10.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,049,233 (-6.19%) Land $1,534,500 Building $1,514,733	$3,049,233 (-6.19%) Land $1,534,500 Building $1,514,733
2025	$47,282.00 (+10.62%) Homeowner's exemption Veteran's exemption	$3,250,400 Land $1,386,000 Building $1,864,400	$3,250,400 Land $1,386,000 Building $1,864,400
2024	$42,741.00
2023		$2,364,352 Land $1,138,500 Building $1,225,852	$2,364,352 Land $1,138,500 Building $1,225,852
2022	$47,637.00
2020	$9,501.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 E Cowan Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 87 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	87 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 318 E Cowan Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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