318 E Conesville Rd, Gilboa, NY 12076 Property Records

Schoharie County and Conesville Town property record for 318 E Conesville Rd, Gilboa, NY 12076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,844 sqft · built 1991
Lot Size	10.7 acres (466,092 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Nov 2013)
Tax Bill	$4,490 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`432800 195.-1-11.1`

Property Details

APN / Parcel Number

Primary APN	`432800 195.-1-11.1`
Alternative APNs	`280019500000010110010000` `445J100069`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,844 sqft Living Area
1st Floor Area	1,844 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	466,092 sqft (10.7 acres)
Lot Width	460 ft Width
Garage Type	Attached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	300 sqft
Shed	1 Shed
Canopy	144 sqft
Quonset Hut	500 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	445J100069
Street Address	318 E CONESVILLE RD
City	GILBOA
State	NY
Zip	12076-3343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	11.001
Jurisdiction	SCHOHARIE NY
Township / Civil Division	CONESVILLE
Census Block Group	3
Census Block	3136
Census Tract	740800

Owner

Source: Schoharie County and Conesville Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	318 E CONESVILLE RD, GILBOA, NY 12076-3343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2013 · Amount on Record
Deed Sale	Nov 6, 2013 · Amount on Record
Prior Sale	Jul 27, 1999 · Amount on Record
Deed Book / Page	964 / 192
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Sep 8, 2025
Property Address	318 E CONESVILLE RD, GILBOA, NY 12076-3343
Document Number	001241/248
Book / Page	1241 / 248
Instrument Date	Aug 19, 2025
Instrument	829781
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3553 STATE ROUTE 81, GREENVILLE, NY 12083-5001

Mortgage

Document Number	0002127/85
Date	Sep 8, 2025
Book Page	2127/85
Instrument	829782

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Schoharie County and Conesville Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Conesville Town
Unified School District	Gilboa-Conesville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,490.00 (+3.53%)
2025	$4,337.00 (+71.9%)	$232,900 (+18.4%) Land $52,400 Building $180,500	$242,604 (+17.17%) Land $54,583 Building $188,021
2023		$196,700 (+23.01%) Land $52,400 Building $144,300	$207,053 (+12.66%) Land $55,158 Building $151,895
2022		$159,900 Land $48,000 Building $111,900	$183,793 Land $55,172 Building $128,621
2021	$2,523.00 (-42.74%)
2020	$4,406.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTC Cable Fiber	1,000 / 1,000