318 E Bay Dr, Eastpoint, FL 32328 Property Records

Franklin County property record for 318 E Bay Dr, Eastpoint, FL 32328

Property Summary

Property TypeVacant Land
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$65,000 (Mar 2023)
Tax Bill$697 (2025)
Deeds & MortgagesMar 2023 Sale
Apr 2018 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN19-08S-06W-6400-0000-0640

Property Details

APN / Parcel Number

Primary APN19-08S-06W-6400-0000-0640

Exterior

Lot Area43,560 sqft (1 acres)

Location & Zoning

Street Address318 E BAY DR
CityEASTPOINT
StateFL
Zip32328-3466
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionTRACT 64 BEING 1.89 AC TARPON SHORES UNIT 3 FORMALLY NORTH BAY ADDITION OR 474/169 512/31 731/243 1089/189 1215/135 1357/624
Legal Range06W
Legal Township08S
Legal Section19
Legal SubdivisionFORMALLY NORTH BAY ADDITION
Legal Tract64
Legal Unit3
JurisdictionFRANKLIN FL
Township / Civil DivisionEASTPOINT
Census Block Group2
Census Block2000
Census Tract970200

Owner

318 E Bay Dr, vacant land, is owned by an individual who bought it in March 2023.

Source: Franklin County records, as of January 5, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address81 VINCENT RD, BRISTOL, CT 06010-3830
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 5, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Apr 5, 2018Deed of Trust, Mortgage · Line of Credit
CENTENNIAL BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 2023 · Amount on File
Deed SaleMar 7, 2023 · Amount on File
Prior SaleApr 5, 2018 · Amount on File
Deed Document Number202319001026
Deed Book / Page1357 / 624
Record UpdatedJun 8, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateMar 7, 2023
Property Address318 E BAY DR, EASTPOINT, FL 32328-3466
Document Number0019001026
Book / Page1357 / 624
Instrument DateMar 6, 2023
Instrument202319001026
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$455.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address197 POWER DR, EASTPOINT, FL 32328-3356

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 VINCENT RD, BRISTOL, CT 06010-3830

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateApr 5, 2018
Property Address318 E BAY DR, EASTPOINT, FL 32328-3466
Document Number0019001547
Book / Page001215 / 000135
Instrument DateApr 5, 2018
Instrument19001547
Transaction TypeTransfer
Record UpdatedMay 8, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$210.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address197 POWER DR EASTPOINT FL 323283356, EASTPOINT, FL 32328-3356

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address318 E BAY DR, EASTPOINT, FL 32328-3466
Document Number0019001548
Instrument DateApr 5, 2018
Transaction TypeMortgage
Record UpdatedMay 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address197 POWER DR EASTPOINT FL 323283356, EASTPOINT, FL 32328-3356

Mortgage

Document Number0019001548
DateApr 5, 2018
Book Page001215/000139
Instrument19001548
Lender
NameCENTENNIAL BK
TypeBank
AddressPORT ST JOE, FL 32456
Agreement
TypeLine of Credit
AmountAmount on Record
Term36 Months
DueApr 4, 2021
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 318 E Bay Dr was $697, up 14.6% from the year before.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$697.00 (+14.64%)$80,000 (+23.08%) Land $80,000$80,000 (+23.08%) Land $80,000
2024$608.00 (+36.63%)$65,000 (-) Land $65,000$65,000 (-) Land $65,000
2023$445.00 (+13.81%)$65,000 (+23.34%) Land $65,000$65,000 (+23.34%) Land $65,000
2022$391.00$52,700 Land $52,700$52,700 Land $52,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 E Bay Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 104 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies104 in force
Nearby Flood Claims123 (1985–2022)
Claims Outside the SFHA6 of 123
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Michael, Oct 2018 · 38 claims
  • Hurricane Dennis, Jul 2005 · 22 claims
  • Hurricane Kate, Nov 1985 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 E Bay Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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