Floyd County property record for 318 E 4th St, Rome, GA 30161
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,017 sqft · built 1901 |
| Lot Size | 0.619 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $587,500 (Apr 2019) |
| Tax Bill | $7,904 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | J14C--264 |
| Primary APN | J14C--264 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,017 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1901 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,007 sqft (0.619 acres) |
| Lot Dimensions | 266 ft deep x 101 ft wide |
| Garage Type | Mixed |
| Garage Area | 460 sqft |
| Carport | Carport |
| Carport Area | 260 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 955 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 20075 |
|---|---|
| Old Parcel Number | J14C 264 |
| Street Address | 318 E 4TH ST |
| City | ROME |
| State | GA |
| Zip | 30161-3202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | L-T-R |
| Legal Description | LL276 23/3 |
| Legal Subdivision | COOSA DIVISION |
| Legal Lot Number | 38 182 |
| Jurisdiction | FLOYD GA |
| Township / Civil Division | ROME |
| Census Block Group | 3 |
| Census Block | 3058 |
| Census Tract | 1100 |
Source: Floyd County records · APN J14C--264
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 318 E 4TH ST, ROME, GA 30161-3202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 05, 2025 | Deed of Trust, Mortgage RIVER CITY BANK |
| Oct 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Jun 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HERITAGE FIRST BK |
| May 02, 2019 | Warranty Deed, Transfer · Conventional Mortgage HERITAGE FIRST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2019 · Amount on Record |
| Deed Sale | Apr 30, 2019 · Amount on Record |
| Prior Sale | Apr 30, 2019 · Amount on Record |
| Deed Document Number | 0002580354 |
| Deed Book / Page | 2580 / 354 |
| Last Transfer Date | May 02, 2019 |
| Transfer Doc | 0025800354 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD GA |
| Property Address | 318 E 4TH ST, ROME, GA 30161-3202 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 318 E 4TH ST, ROME, GA 30161-3202 |
| Document Number | 0029160000000489 |
|---|---|
| Date | Nov 05, 2025 |
| Book Page | 0000002916/0000000489 |
| Name | RIVER CITY BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD GA |
| Property Address | 318 E 4TH ST, ROME, GA 30161-3202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025220505 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 2522/505 |
| Instrument | 7346070022 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Type Change Date | Nov 01, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD GA |
| Property Address | 318 E 4TH ST, ROME, GA 30161-3202 |
| Document Number | 0026300167 |
| Instrument Date | Jun 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 318 E 4TH ST ROME GA 301613202, ROME, GA 30161-3202 |
| Document Number | 0026300167 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 002630/000167 |
| Name | HERITAGE FIRST BK |
|---|---|
| Type | Bank |
| Address | ROME, GA 30161 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLOYD GA |
| Recording Date | May 02, 2019 |
| Property Address | 318 E 4TH ST, ROME, GA 30161-3202 |
| Document Number | 0025800354 |
| Book / Page | 002580 / 000354 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $587.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 318 E 4TH ST ROME GA 301613202, ROME, GA 30161-3202 |
| Document Number | 25800356 |
|---|---|
| Date | May 02, 2019 |
| Book Page | 002580/000356 |
| Name | HERITAGE FIRST BK |
|---|---|
| Type | Bank |
| Address | ROME, GA 30161 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2049 |
Source: Floyd County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Floyd County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,904.00 (+0.8%) Homeowner's exemption | $275,788 (+8.47%) Land $34,530 Building $241,258 | $689,469 (+8.47%) Land $86,325 Building $603,144 |
| 2024 | $7,841.00 (+31.3%) Homeowner's exemption | $254,249 (-4.93%) Land $31,391 Building $222,858 | $635,621 (-4.93%) Land $78,477 Building $557,144 |
| 2023 | $5,972.00 (-21.15%) Homeowner's exemption | $267,429 (+18.84%) Land $28,252 Building $239,177 | $668,572 (+18.84%) Land $70,629 Building $597,943 |
| 2022 | $7,574.00 Homeowner's exemption | $225,029 Land $23,319 Building $201,710 | $562,572 Land $58,297 Building $504,275 |
Source: FEMA National Flood Hazard Layer as of June 7, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 21 (1979–2015) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Dec 2015 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Between the Rivers Historic District listed 1983 · 295 contributing resources · NRIS 83000193 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Based on FCC filings for 181 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROME serves 45,586 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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