Chatham County property record for 318 E 2nd St, Siler City, NC 27344
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,383 sqft · built 1926 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $755 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Nov 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0016960 |
| Primary APN | 0016960 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,383 sqft Living Area |
| Gross Area | 1,857 sqft |
| 1st Floor Area | 988 sqft |
| Upper Floors Area | 395 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Attached |
| Porch | Porch |
| Porch Area | 508 sqft |
| Heating System | Forced Air |
|---|
| Street Address | 318 E 2ND ST |
|---|---|
| City | SILER CITY |
| State | NC |
| Zip | 27344-3224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | SOUTHERN MARGIN OF E SECOND ST AC 0.26 BK 22 PG 100 |
| Legal Subdivision | EAST SILER CITY |
| Legal Block | 39 |
| Jurisdiction | CHATHAM NC |
| Township / Civil Division | MATTHEWS |
| Census Block Group | 4 |
| Census Block | 4048 |
| Census Tract | 20402 |
318 E 2nd St is owned and occupied by an individual who acquired it in November 2022.
Source: Chatham County records, as of October 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 318 E 2ND ST, SILER CITY, NC 27344-3224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 16, 2022 | Intrafamily Transfer, Transfer |
| Nov 16, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Nov 16, 2022 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM NC |
| Property Address | 318 E 2ND ST, SILER CITY, NC 27344-3224 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 318 E 2ND ST, SILER CITY, NC 27344-3224 |
| Document Number | 002473/751 |
|---|---|
| Date | Jun 20, 2025 |
| Book Page | 2473/751 |
| Instrument | 5307 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | 222 DELAWARE AVE, WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 10, 2065 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHATHAM NC |
| Recording Date | Nov 16, 2022 |
| Property Address | 318 E 2ND ST, SILER CITY, NC 27344-3224 |
| Document Number | 002335/786 |
| Book / Page | 2335 / 786 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 12980 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 318 E 2ND ST, SILER CITY, NC 27344-3224 |
| Name | Verified Name |
|---|---|
| Address | 318 E 2ND ST, SILER CITY, NC 27344-3224 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHATHAM NC |
| Recording Date | Nov 16, 2022 |
| Property Address | 318 E 2ND ST, SILER CITY, NC 27344-3224 |
| Document Number | 002335/783 |
| Book / Page | 2335 / 783 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 12979 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6301 GOLD WAGON LN, MINT HILL, NC 28227-8249 |
| Name | Verified Name |
|---|---|
| Address | 318 E 2ND ST, SILER CITY, NC 27344-3224 |
The 2025 property tax bill for 318 E 2nd St was $755, up 2.2% from the year before.
Source: Chatham County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Chatham County |
| Municipality | Siler City Town |
| Unified School District | Chatham County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $755.00 (+2.17%) | $110,102 (+41.25%) Land $18,900 Building $91,202 | $110,102 (+41.25%) Land $18,900 Building $91,202 |
| 2024 | $739.00 (+54.93%) | $77,947 (-) Land $15,750 Building $62,197 | $77,947 (-) Land $15,750 Building $62,197 |
| 2023 | $477.00 | $77,947 Land $15,750 Building $62,197 | $77,947 Land $15,750 Building $62,197 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 318 E 2nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 318 E 2nd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SILER CITY serves 8,520 people · EPA ID NC0319010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures