318 E 15th St, Cozad, NE 69130 Property Records

Dawson County property record for 318 E 15th St, Cozad, NE 69130

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,312 sqft · built 1996
Lot Size	0.244 acres (10,622 sqft)
Owner	Individual Name on File
Last Sale	$135 (Aug 2009)
Tax Bill	$1,973 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3410-00-0-20060-002-0007`

Property Details

APN / Parcel Number

Primary APN	`3410-00-0-20060-002-0007`
Alternative APN	`240097386`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,622 sqft (0.244 acres)
Lot Dimensions	126 ft deep x 84.3 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	318 E 15TH ST
City	COZAD
State	NE
Zip	69130-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	00000756 LOT 9 E20FT LOT 8 BLK 2 DARNERSFIRST SUB LOTS 6 & 7 & PT OF 5 & 8
Legal Subdivision	DARNERSFIRST SUB
Legal Block	2
Legal Lot Number	9,8,6,7
Jurisdiction	DAWSON NE
Township / Civil Division	COZAD
Census Block Group	2
Census Block	2036
Census Tract	968300

Owner

318 E 15th St is owned and occupied by an individual who bought it in August 2009.

Source: Dawson County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	318 E 15TH ST, COZAD, NE 69130-1521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 18, 2017	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2009 · Amount on File
Deed Sale	Aug 3, 2009 · Amount on File
Deed Document Number	20092710
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWSON NE
Recording Date	Aug 14, 2026
Property Address	318 E 15TH ST, COZAD, NE 69130-1521
Document Number	0000002220
Instrument Date	Aug 10, 2026
Instrument	20262220
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 E 15TH ST, COZAD, NE 69130-1521

Mortgage

Document Number	0000002220,
Date	Aug 14, 2026
Instrument	20262220

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWSON NE
Property Address	318 E 15TH ST, COZAD, NE 69130-1521
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20212178
Date	Jun 7, 2021
Instrument	2021-2178

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	175 Months
Due	Jan 1, 2036

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWSON NE
Property Address	318 E 15TH ST, COZAD, NE 69130-1521
Transaction Type	Mortgage
Record Updated	Oct 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-2447
Date	Sep 18, 2017
Instrument	2017-2447

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 318 E 15th St was $1,973.

Source: Dawson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawson County
Municipality	Cozad City
Unified School District	Cozad Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,953 (+18.84%) Land $8,498 Building $147,455	$155,953 (+18.84%) Land $8,498 Building $147,455
2025	$1,973.00	$131,233 Land $8,498 Building $122,735	$131,233 Land $8,498 Building $122,735
2023	$2,401.00	$111,186 Land $6,373 Building $104,813	$111,186 Land $6,373 Building $104,813

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 E 15th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2010–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 318 E 15th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COZAD serves 3,915 people · EPA ID NE3104701
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cozad Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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