Rusk County property record for 318 E 10th St S, Ladysmith, WI 54848
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,807 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-00975-0000 |
| Primary APN | 246-00975-0000 |
|---|
| Lot Area | 6,970 sqft |
|---|
| Street Address | 318 E 10TH ST S |
|---|---|
| City | LADYSMITH |
| State | WI |
| Zip | 54848-2044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST PARK ADDITION LOTS 9 & 10 BLOCK 6 VOLUME 358 PAGE 27 |
| Legal Range | 06W |
| Legal Township | 34N |
| Legal Section | 02 |
| Legal Quarter | NW |
| Quarter-Quarter Section | SW |
| Legal Subdivision | EAST PARK ADD |
| Legal Block | 6 |
| Legal Lot Number | 9-10 |
| Jurisdiction | RUSK WI |
| Township / Civil Division | LADYSMITH |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 960500 |
318 E 10th St S is owned and occupied by two individuals.
Source: Rusk County records, as of February 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 318 E 10TH ST S, LADYSMITH, WI 54848-2044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU |
| May 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LADYSMITH FEDERAL S & L |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUSK WI |
| Property Address | 318 E 10TH ST S, LADYSMITH, WI 54848-2044 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 361689 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 361689 |
| Name | WESTCONSIN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUSK WI |
| Property Address | 318 E 10TH ST S, LADYSMITH, WI 54848-2044 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2018 |
| Name | Verified Name |
|---|
| Document Number | 626/982 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 626/982 |
| Instrument | 344823 |
| Name | LADYSMITH FEDERAL S & L |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 318 E 10th St S was $1,807 with a homeowner's exemption.
Source: Rusk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Rusk County |
| Municipality | Ladysmith City |
| Unified School District | Ladysmith School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,807.00 Homeowner's exemption | $67,400 Land $6,100 Building $61,300 | $115,100 |
| 2023 | $1,401.00 Homeowner's exemption | $67,400 Land $6,100 Building $61,300 | $84,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 318 E 10th St S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 318 E 10th St S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LADYSMITH WATERWORKS serves 3,184 people · EPA ID WI8550131 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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