318 E 10th St, Berwick, PA 18603 Property Records

Columbia County property record for 318 E 10th St, Berwick, PA 18603

Property Summary

Property Type	Single Family Home
Details	1,640 sqft · built 1900
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on File
Last Sale	$88,000 (Oct 2007)
Tax Bill	$1,754 (2026)
Deeds & Mortgages	Oct 2017 Mortgage Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04A,09-157-00,000`

Property Details

APN / Parcel Number

Primary APN	`04A,09-157-00,000`
Alternative APN	`04 A091570 000`

Interior

Building Area	1,640 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	8,233 sqft (0.189 acres)

Location & Zoning

Street Address	318 E 10TH ST
City	BERWICK
State	PA
Zip	18603-3209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	JD THOMPSON ADDITION
Jurisdiction	COLUMBIA PA
Township / Civil Division	BERWICK
Census Block Group	4
Census Block	4005
Census Tract	50600

Owner

318 E 10th St is owned and occupied by an individual who bought it in October 2007.

Source: Columbia County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	318 E 10TH ST, BERWICK, PA 18603-3209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2017	Deed of Trust, Mortgage PENNSYLVANIA HOUSING FINANCE AGENCY
Nov 4, 2020	Grant Deed, Transfer AMERICAN INDPNT ABSTRACT COMPANY, AMERICAN INDPNT ABS CO
Sep 24, 2020	Loan Modification, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2007 · Amount on File
Deed Sale	Oct 31, 2007 · Amount on File
Deed Document Number	200711172
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA PA
Property Address	318 E 10TH ST, BERWICK, PA 18603-3209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007805
Date	Oct 2, 2017
Instrument	201707805

Lender

Name	PENNSYLVANIA HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Amount	Amount on Record

Interest

Rate	9%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLUMBIA PA
Recording Date	Nov 4, 2020
Property Address	318 E 10TH ST, BERWICK, PA 18603-3209
Document Number	0000008766
Instrument Date	Oct 30, 2020
Instrument	8766
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	AMERICAN INDPNT ABSTRACT COMPANY, AMERICAN INDPNT ABS CO

Transaction

Amount	Amount on Record
Tax	$1,150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 E 10TH ST BERWICK PA 186033209, BERWICK, PA 18603-3209

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLUMBIA PA
Property Address	318 E 10TH ST, BERWICK, PA 18603-3209
Document Number	0000008942
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 E 10TH ST BERWICK PA 186033209, BERWICK, PA 18603-3209

Mortgage

Document Number	0000008942
Date	Nov 10, 2020
Instrument	8942

Lender

Name	US BK
Type	Bank
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	420 Months
Due	Nov 9, 2055

Interest

Rate	4.75%

Tax Assessment & Valuation

The 2026 property tax bill for 318 E 10th St was $1,754.

Source: Columbia County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Columbia County
Municipality	Berwick Borough
Unified School District	Berwick Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,754.00	$18,831
2024	$1,669.00 (+7.26%)	$18,831 (-) Land $3,300 Building $15,531
2023	$1,556.00	$18,831 Land $3,300 Building $15,531
1992			$37,662 Land $6,600 Building $31,062
1974			$37,662 Land $6,600 Building $31,062

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 318 E 10th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective August 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 E 10th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMERICAN WATER BERWICK private · serves 15,282 people · EPA ID PA4190013
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 737 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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