318 Downs Dr, Columbia, SC 29209 Property Records

Richland County property record for 318 Downs Dr, Columbia, SC 29209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,430 sqft · built 2012
Lot Size	0.254 acres (11,074 sqft)
Owner	2 Individual Names on Record
Tax Bill	$822 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22012-01-15`

Property Details

APN / Parcel Number

Primary APN	`22012-01-15`
Alternative APNs	`R22012-01-15` `01901277`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,430 sqft Heated Area
Gross Area	1,828 sqft
1st Floor Area	1,430 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,074 sqft (0.254 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	134 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01901277
Street Address	318 DOWNS DR
City	COLUMBIA
State	SC
Zip	29209-3469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	LOT 37 61.6X120.4X71X36.9X124.1 #SU HONEY TREE PH I #PR RB1134-1091
Legal Subdivision	HONEY TREE GLENN
Legal Lot Number	37,61
Jurisdiction	RICHLAND SC
Township / Civil Division	HORRELL HILL
Census Block Group	1
Census Block	1004
Census Tract	11901

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	318 DOWNS DR, COLUMBIA, SC 29209-3469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit SC STATE FEDERAL CREDIT UNION
Jun 15, 2023	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Recording Date	Jun 16, 2026
Property Address	318 DOWNS DR, COLUMBIA, SC 29209-3469
Document Number	0000029178
Book / Page	3137 / 2500
Instrument Date	Jun 11, 2026
Instrument	202629178
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 DOWNS DR, COLUMBIA, SC 29209-3469

Mortgage

Document Number	0000029178,
Date	Jun 16, 2026
Book Page	3137/2500
Instrument	202629178

Lender

Name	SC STATE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	318 DOWNS DR, COLUMBIA, SC 29209-3469
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 DOWNS DR, COLUMBIA, SC 29209-3469

Mortgage

Document Number	0028432455
Date	Jun 15, 2023
Book Page	2843/2455
Instrument	2023025154

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	227 Months
Due	May 1, 2042

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$822.00 (+17.26%)	$114,900 (+2,775.38%)	$181,400 (+81.58%) Land $45,000 Building $136,400
2023	$701.00 (-6.41%)	$3,996 (-0.1%)	$99,900 (-)
2021	$749.00	$4,000	$99,900 Land $19,300 Building $80,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: TruVista Communications, Verizon.

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