318 Dalriada Blvd, O Fallon, MO 63368 Property Records

St. Charles County property record for 318 Dalriada Blvd, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,168 sqft · built 2023
Lot Size	0.157 acres (6,830 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,261 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T232000197`

Property Details

APN / Parcel Number

Primary APN	`T232000197`
Alternative APN	`4-0068-D263-00-0272.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,168 sqft Living Area
Gross Area	4,576 sqft
Basement Area	1,408 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	6,830 sqft (0.157 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T232000197
Street Address	318 DALRIADA BLVD
City	O FALLON
State	MO
Zip	63368-2300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STREETS OF CALEDONIA #7 LOT 272
Legal Subdivision	STREETS OF CALEDONIA #7
Legal Lot Number	272
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2010
Census Tract	312207

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	318 DALRIADA BLVD, O FALLON, MO 63368-2300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ACCESS CAPITAL FUNDING LLC
Apr 1, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US WIDE FINANCIAL LLC
Nov 3, 2022	Special Warranty Deed, Transfer STEWART TITLE/CALDWELL, STC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	318 DALRIADA BLVD, O FALLON, MO 63368-2300
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 DALRIADA BLVD, O FALLON, MO 63368-2300

Mortgage

Document Number	0000001978
Date	Jan 14, 2026
Instrument	2026R-001978

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Lending Institution
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

April 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 1, 2024
Property Address	318 DALRIADA BLVD, O FALLON, MO 63368-2300
Document Number	0000011973
Map Reference	DOC 2022R-039999
Instrument Date	Mar 20, 2024
Instrument	2024R-011973
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	318 DALRIADA BLVD, O FALLON, MO 63368-2300

Mortgage

Document Number	0000011974
Date	Apr 1, 2024
Instrument	2024R-011974

Lender

Name	US WIDE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 3, 2022
Property Address	318 DALRIADA BLVD, O FALLON, MO 63368-2300
Document Number	0000059898
Map Reference	DOC 2022R-039999
Instrument Date	Oct 31, 2022
Instrument	2022R-059898
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	STEWART TITLE/CALDWELL, STC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10407 BAUR BLVD, SAINT LOUIS, MO 63132-1904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 OLYMPIC BLVD # 450, 450, ERLANGER, KY 41018-1011
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,600 (-)	$576,841 (-) Land $70,000 Building $506,841
2025	$7,261.00	$109,600 (+724.06%)	$576,841 (+724.06%) Land $70,000 Building $506,841
2023		$13,300	$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber, i3 Broadband, Sparklight, T-Mobile.

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