318 Crossmor Dr, Todd, NC 28684 Property Records

Ashe County property record for 318 Crossmor Dr, Todd, NC 28684

Property Summary

Property Type	Single Family Home
Details	1,792 sqft · built 2015
Lot Size	1.07 acres (46,653 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,811 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13159-100-009`

Property Details

APN / Parcel Number

Primary APN	`13159-100-009`
Alternative APNs	`132944796551` `108982`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Building Area	1,792 sqft Heated Area
Gross Area	2,128 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Lot Area	46,653 sqft (1.07 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	108982
Old Parcel Number	13159100009
Street Address	318 CROSSMOR DR
City	TODD
State	NC
Zip	28684-9142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.071 A (LOT 9)
Legal Subdivision	RIDGE AT CROSSMOR
Legal Lot Number	9
Jurisdiction	ASHE NC
Township / Civil Division	OLD FIELDS
Census Block Group	2
Census Block	2017
Census Tract	970701

Owner

318 Crossmor Dr is owned and occupied by two individuals.

Source: Ashe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	318 CROSSMOR DR, TODD, NC 28684-9142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 3, 2019	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	318 CROSSMOR DR, TODD, NC 28684-9142
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00542/1180
Date	Jun 7, 2022
Book Page	542/1180
Instrument	3091

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Oct 3, 2019
Property Address	318 CROSSMOR DR, TODD, NC 28684-9142
Document Number	000505/771
Book / Page	505 / 771
Instrument Date	Aug 26, 2019
Instrument	4449
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 CROSSMOR DR, TODD, NC 28684-9142

Mortgage

Document Number	000505/774
Date	Oct 3, 2019
Book Page	505/774
Instrument	4450

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 318 Crossmor Dr was $1,811.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,811.00	$339,200 (-) Land $40,000 Building $299,200	$339,200 (-) Land $40,000 Building $299,200
2025	$1,811.00	$339,200 Land $40,000 Building $299,200	$339,200 Land $40,000 Building $299,200
2023	$1,743.00 (+21.97%)	$339,200 (+56.39%) Land $40,000 Building $299,200	$339,200 (+56.39%) Land $40,000 Building $299,200
2022	$1,429.00	$216,900 Land $40,000 Building $176,900	$216,900 Land $40,000 Building $176,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 Crossmor Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Crossmor Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Crossmor Dr

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