Lincoln County property record for 318 Cooper Rd, Vale, NC 28168
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,162 sqft · built 2001 |
| Lot Size | 0.535 acres (23,305 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $133,000 (Nov 2019) |
| Tax Bill | $1,183 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2664-68-7669 |
| Primary APN | 2664-68-7669 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,162 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 23,305 sqft (0.535 acres) |
| Storage Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 276162 |
|---|---|
| Street Address | 318 COOPER RD |
| City | VALE |
| State | NC |
| Zip | 28168-9383 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | #6 LOT JAMIE LEE ESTATES |
| Legal Subdivision | JAMIE LEE ESTATES |
| Legal Lot Number | 6 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | NORTH BROOK |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 70500 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 318 COOPER RD, VALE, NC 28168-9383 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Nov 26, 2019 | Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MTG |
| Jun 6, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2019 · Amount on Record |
| Deed Sale | Nov 26, 2019 · Amount on Record |
| Prior Sale | Nov 19, 2002 · Amount on Record |
| Deed Document Number | 2019601130 |
| Deed Book / Page | 2864 / 769 |
| Prior Transfer Date | Apr 4, 2018 |
| Prior Transfer Doc | 27470530 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 318 COOPER RD, VALE, NC 28168-9383 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2021 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 305566 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 3055/66 |
| Instrument | 633736 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Nov 26, 2019 |
| Property Address | 318 COOPER RD, VALE, NC 28168-9383 |
| Document Number | 2864769 |
| Book / Page | 002864 / 000769 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 601130 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $266.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 318 COOPER RD VALE NC 281689383, VALE, NC 28168-9383 |
| Document Number | 2864772 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 002864/000772 |
| Instrument | 601131 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 6, 2018 |
| Property Address | 318 COOPER RD, VALE, NC 28168-9383 |
| Document Number | 2747530 |
| Book / Page | 002747 / 000530 |
| Instrument Date | Apr 4, 2018 |
| Instrument | 578819 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 318 COOPER RD VALE NC 281689383, VALE, NC 28168-9383 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,183.00 | $175,664 (-) Land $24,000 Building $151,664 | $175,664 (-) Land $24,000 Building $151,664 |
| 2025 | $1,183.00 (+1.72%) | $175,664 (-) Land $24,000 Building $151,664 | $175,664 (-) Land $24,000 Building $151,664 |
| 2023 | $1,163.00 | $175,664 Land $24,000 Building $151,664 | $175,664 Land $24,000 Building $151,664 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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