318 Cooper Ln, Hamilton, MT 59840 Property Records

Ravalli County property record for 318 Cooper Ln, Hamilton, MT 59840

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 1,541 sqft · built 1950
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$722,190 (May 2026)
Tax Bill	$1,943 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`R1334327`

Property Details

APN / Parcel Number

Primary APN	`R1334327`
Alternative APNs	`13-1468-31-3-02-53-0000` `0000608800`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,541 sqft Living Area
1st Floor Area	1,541 sqft
Basement Area	1,050 sqft
Finished Basement	1,050 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Mixed
Garage Area	1,105 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	358 sqft
Deck Area	Deck Area
Lean-To	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000608800
Street Address	318 COOPER LN
City	HAMILTON
State	MT
Zip	59840-3327
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NICHOL, NELLIE LAND, S31, T06 N, R20 W, LOT 012, 20038 SQUARE FEET, S 72' OF N 72.7' OF LOTS 12 & 13 NELLIE NICHOLS LAND
Legal Range	20W
Legal Township	06N
Legal Section	31
Legal Subdivision	NICHOL, NELLIE LAND
Legal Lot Number	12,13
Jurisdiction	RAVALLI MT
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1001
Census Tract	602

Owner

Source: Ravalli County records · APN R1334327

Assessment roll updated September 19, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	318 COOPER LN, HAMILTON, MT 59840-3327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Oct 14, 2021 · Amount on Record
Deed Document Number	2026815550
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAVALLI MT
Recording Date	May 21, 2026
Property Address	318 COOPER LN, HAMILTON, MT 59840-3327
Document Number	0000815550
Instrument Date	May 18, 2026
Instrument	2026815550
Transaction Type	Transfer
Record Updated	Jun 04, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	318 COOPER LN, HAMILTON, MT 59840-3327

Mortgage

Document Number	0000815551,
Date	May 21, 2026
Instrument	2026815551

Lender

Name	GENISYS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Ravalli County records · Assessment roll updated September 19, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Montana
County	Ravalli County
Unified School District	Hamilton K-12 Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,943.00 (-28.25%)	$542,400 (+29.33%)	$542,400 (+29.33%) Land $175,457 Building $366,943
2023	$2,708.00	$419,400	$419,400 Land $64,818 Building $354,582

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 16, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 88% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ravalli Electric Cooperative Fixed Wireless	1,000 / 1,000
Rocky Mountain Internet Fixed Wireless	350 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 123 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF HAMILTON serves 5,660 people
Water Source	Groundwater
Last State Inspection	May 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.