318 Cook St, Delphi, IN 46923 Property Records

Carroll County property record for 318 Cook St, Delphi, IN 46923

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 3,660 sqft · built 2010
Lot Size	0.169 acres (7,361 sqft)
Owner	Individual Name on Record
Tax Bill	$1,335 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`08-06-29-023-022.000-007`

Property Details

APN / Parcel Number

Primary APN	`08-06-29-023-022.000-007`
Alternative APNs	`01126188421` `0172302200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,660 sqft Living Area
1st Floor Area	3,063 sqft
Attic	Attic
Attic Area	2,388 sqft
Basement Area	597 sqft
Unfinished Basement	597 sqft
Family Room	Family Room

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,361 sqft (0.169 acres)
Lot Dimensions	61 ft deep x 121 ft wide
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01126188421
Street Address	318 COOK ST
City	DELPHI
State	IN
Zip	46923-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-23022-00 DEL MANARY ADD LOT 55
Legal Subdivision	DEL MANARY ADD
Legal Lot Number	55
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	3
Census Block	3012
Census Tract	959600

Owner

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	318 COOK ST, DELPHI, IN 46923-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Sep 24, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
May 19, 2017	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2022
Deed Sale	Jun 23, 2022
Prior Sale	Sep 24, 2020 · Amount on Record
Deed Document Number	20222047
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Jun 23, 2022
Property Address	318 COOK ST, DELPHI, IN 46923-1501
Document Number	2022002047
Instrument Date	Jun 22, 2022
Instrument	2022002047
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	COLUMBIA TITLE, COLUMBIA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 COOK ST, DELPHI, IN 46923-1501

Mortgage

Document Number	2022002048
Date	Jun 23, 2022
Instrument	2022002048

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Sep 24, 2020
Property Address	318 COOK ST, DELPHI, IN 46923-1501
Document Number	2020003143
Instrument Date	Aug 28, 2020
Instrument	2020003143
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF IN

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 COOK ST, DELPHI, IN 46923-1501

Mortgage

Document Number	2020003144
Date	Sep 24, 2020
Instrument	2020003144

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	May 19, 2017
Property Address	318 COOK ST, DELPHI, IN 46923-1501
Document Number	2017001499
Instrument Date	May 19, 2017
Instrument	2017001499
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	COLUMBIA TITLE, COLUMBIA TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 COOK ST, DELPHI, IN 46923-1501

Mortgage

Document Number	2017001500
Date	May 19, 2017
Instrument	2017001500

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Municipality	Delphi City
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,335.00 (-6.51%) Homeowner's exemption	$156,000 (+7.29%) Land $9,900 Building $146,100	$156,000 (+7.29%) Land $9,900 Building $146,100
2024	$1,428.00 (+16.29%)
2023		$145,400 (+16.69%) Land $9,900 Building $135,500	$145,400 (+16.69%) Land $9,900 Building $135,500
2022	$1,228.00 Homeowner's exemption	$124,600 Land $9,900 Building $114,700	$124,600 Land $9,900 Building $114,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1985–2013)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: T-Mobile.

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