Hampton City property record for 318 Congress Ave, Hampton, VA 23669
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,812 sqft · built 1999 |
| Lot Size | 0.189 acres (8,224 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $223,900 (Jul 2015) |
| Tax Bill | $3,775 (2025) |
| Deeds & Mortgages | Jul 2023 Second Mortgage Jun 2016 Mortgage + 2 more |
| APN | 02G004 01A00011 |
| Primary APN | 02G004 01A00011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,812 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 8,224 sqft (0.189 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 212 sqft |
| Deck Area | 166 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2003987 |
|---|---|
| Street Address | 318 CONGRESS AVE |
| City | HAMPTON |
| State | VA |
| Zip | 23669-4669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 7 R-9 ONE |
| Legal Description | CROWNE POINTE 1A L11. |
| Legal Subdivision | CROWNE POINTE |
| Legal Lot Number | 11 |
| Jurisdiction | HAMPTON CITY VA |
| Township / Civil Division | HAMPTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11600 |
Source: Hampton City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 318 CONGRESS AVE, HAMPTON, VA 23669-4669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Jun 24, 2016 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Jan 12, 2011 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Jul 21, 2005 | Warranty Deed, Transfer · Conventional Mortgage USAA FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2015 · Amount on Record |
| Deed Sale | Jul 17, 2015 · Amount on Record |
| Prior Sale | Aug 28, 2014 · Amount on Record |
| Deed Book / Page | 1500 / 8724 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 318 CONGRESS AVE, HAMPTON, VA 23669-4669 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0230008911 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 230008911 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 266 Months |
| Due | Sep 1, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 318 CONGRESS AVE, HAMPTON, VA 23669-4669 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | SURETY LENDER SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0160008025 |
|---|---|
| Date | Jun 24, 2016 |
| Instrument | 160008025 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Sep 1, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 318 CONGRESS AVE, HAMPTON, VA 23669-4669 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001100/569 |
|---|---|
| Date | Jan 12, 2011 |
| Book Page | 1100/569 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2016 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Recording Date | Jul 21, 2005 |
| Property Address | 318 CONGRESS AVE, HAMPTON, VA 23669-4669 |
| Document Number | 0500/18345 |
| Book / Page | 500 / 18345 |
| Instrument Date | Jun 28, 2005 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0050018347 |
|---|---|
| Date | Jul 21, 2005 |
| Instrument | 500/18347 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 0500/18348 |
|---|---|
| Date | Jul 21, 2005 |
| Book Page | 500/18348 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2025 |
| Rate Type | Adjustable Rate |
|---|
Source: Hampton City assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Hampton City |
| Unified School District | Hampton City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $334,600 (+5.32%) Land $84,000 Building $250,600 | $334,600 (+5.32%) Land $84,000 Building $250,600 | |
| 2025 | $3,775.00 (+8.07%) | $317,700 (+9.97%) Land $84,000 Building $233,700 | $317,700 (+9.97%) Land $84,000 Building $233,700 |
| 2023 | $3,493.00 (+1.6%) | $288,900 Land $80,000 Building $208,900 | $288,900 Land $80,000 Building $208,900 |
| 2022 | $3,438.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 53 (1988–2020) |
| Claims Outside the SFHA | 4 of 53 |
| Most Recent Claim | Apr 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 500 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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