Hampden County and Springfield City property record for 318 Commonwealth Ave, Springfield, MA 01108
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,866 sqft · built 1958 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Apr 2022) |
| Tax Bill | $2,890 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:03095 P:0057 |
| Primary APN | SPRI S:03095 P:0057 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,866 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,001 sqft (0.115 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 30950057 |
|---|---|
| Street Address | 318 COMMONWEALTH AVE |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01108-2737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 802601 |
Source: Hampden County and Springfield City records · APN SPRI S:03095 P:0057
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 318 COMMONWEALTH AVE, SPRINGFIELD, MA 01108-2737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 01, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Apr 28, 2022 | Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK |
| Apr 09, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Nov 03, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 28, 2022 · Amount on Record |
| Deed Sale | Apr 28, 2022 · Amount on Record |
| Deed Document Number | 202225913 |
| Deed Book / Page | 24522 / 5 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | May 01, 2026 |
| Property Address | 318 COMMONWEALTH AVE, SPRINGFIELD, MA 01108-2737 |
| Document Number | 026314-211 |
| Book / Page | 26314 / 211 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202619104 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 318 COMMONWEALTH AVE, SPRINGFIELD, MA 01108-2737 |
| Document Number | 0000019104, |
|---|---|
| Date | May 01, 2026 |
| Book Page | 26314/211 |
| Instrument | 202619104 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jun 01, 2052 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Apr 28, 2022 |
| Property Address | 318 COMMONWEALTH AVE, SPRINGFIELD, MA 01108-2737 |
| Document Number | 00024522-5 |
| Book / Page | 24522 / 5 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 25913 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 56 WINDSOR ST, ENFIELD, CT 06082-2815 |
| Document Number | 0000025914 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 25914 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 318 COMMONWEALTH AVE, SPRINGFIELD, MA 01108-2737 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23161-565 |
|---|---|
| Date | Apr 09, 2020 |
| Book Page | 23161/565 |
| Instrument | 18254 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 318 COMMONWEALTH AVE, SPRINGFIELD, MA 01108-2737 |
| Document Number | 22439-408 |
| Instrument Date | Nov 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 318 COMMONWEALTH AVE SPRINGFIELD MA 011082737, SPRINGFIELD, MA 01108-2737 |
| Document Number | 22439-408 |
|---|---|
| Date | Nov 09, 2018 |
| Book Page | 022439/000408 |
| Instrument | 67337 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 08, 2033 |
Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,890.00 (-17.07%) | $184,300 (-9.83%) Land $36,800 Building $147,500 | $247,665 (-2.91%) |
| 2024 | $255,075 | ||
| 2023 | $3,485.00 | $204,400 Land $35,100 Building $169,300 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Based on FCC filings for 916 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA1281000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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