Allegheny County property record for 318 Circle Dr, White Oak, PA 15131
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,532 sqft · built 1960 |
| Lot Size | 0.174 acres (7,584 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $137,000 (May 2015) |
| Tax Bill | $769 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 650-N-263 |
| Primary APN | 650-N-263 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,532 sqft Living Area |
| Basement Area | 2 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Other |
| Lot Area | 7,584 sqft (0.174 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 318 CIRCLE DR |
|---|---|
| City | WHITE OAK |
| State | PA |
| Zip | 15131-3134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELM VIEW PLAN 154 LOT 79X96 CIRCLE DR 1 STY BRK V HSE-INT GAR 318 |
| Legal Subdivision | ELM VIEW PLAN |
| Legal Block | 650N |
| Legal Lot Number | 263 |
| Jurisdiction | ALLEGHENY PA |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 564200 |
Source: Allegheny County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 318 CIRCLE DR, WHITE OAK, PA 15131-3134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG CORP |
| May 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2015 · Amount on Record |
| Deed Sale | May 29, 2015 · Amount on Record |
| Prior Sale | May 29, 1975 · Amount on Record |
| Deed Book / Page | 15992 / 328 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHENY PA |
| Property Address | 318 CIRCLE DR, WHITE OAK, PA 15131-3134 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0556330198 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 55633/198 |
| Instrument | 2021-132006 |
| Name | FREEDOM MTG CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHENY PA |
| Property Address | 318 CIRCLE DR, WHITE OAK, PA 15131-3134 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0521030369 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 52103/369 |
| Instrument | 2020-36867 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Jul 1, 2045 |
| Rate Type | Fixed Rate |
|---|
Source: Allegheny County assessment roll, as of June 3, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Allegheny County |
| Municipality | White Oak Borough |
| Unified School District | McKeesport Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $769.00 (-82.33%) Homeowner's exemption | $119,600 (-) Land $26,200 Building $93,400 | $137,600 (-) Land $26,200 Building $111,400 |
| 2025 | $4,352.00 (+8.02%) Homeowner's exemption | $119,600 (-) Land $26,200 Building $93,400 | |
| 2023 | $4,029.00 Homeowner's exemption | $119,600 Land $26,200 Building $93,400 | |
| 2012 | $137,600 Land $26,200 Building $111,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 12 (1999–2026) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CNTY MUNI AUTH-MCKEESPORT serves 32,644 people · EPA ID PA5020025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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