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318 Christopher Cv, Westover (Sterrett), AL 35147 Property Records

Shelby County property record for 318 Christopher Cv, Westover, AL 35147

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,538 sqft · built 2008
Lot Size6.04 acres (263,102 sqft)
Owner2 Individual Names on File
Last Sale$699,900 (Sep 2021)
Tax Bill$3,796 (2026)
Deeds & MortgagesOct 2022 Sale & Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN074190000006005

Property Details

APN / Parcel Number

Primary APN074190000006005

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,538 sqft Heated Area
1st Floor Area2,390 sqft
Upper Floors Area949 sqft
Basement Area1,354 sqft
Finished Basement1,085 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2009
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area263,102 sqft (6.04 acres)
Garage TypeAttached
Garage Area702 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Deck Area220 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address318 CHRISTOPHER CV
CitySTERRETT
StateAL
Zip35147-4240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC/TWNSHP/RAN 19 19S 02E NBRHD: 01 DEERWOOD LAKES R-1
Legal Range02E
Legal Township19S
Legal Section19
Legal SubdivisionCHRISTOPHER COVE RESUBDIVISION LOT 2
Legal Lot Number2-B
JurisdictionSHELBY AL
Township / Civil DivisionVINCENT
Census Block Group2
Census Block2060
Census Tract30102

Owner

318 Christopher Cv is owned and occupied by two individuals who bought it in September 2021.

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address318 CHRISTOPHER CV, STERRETT, AL 35147-4240
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2021 · Amount on File
Deed SaleSep 7, 2021 · Amount on File
Prior SaleMar 26, 2019 · Amount on File
Deed Document Number2021435200
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY AL
Recording DateOct 20, 2022
Property Address318 CHRISTOPHER CV, WESTOVER, AL 35147-4240
Document Number0000395680
Map ReferenceMB 30 PG 24
Instrument DateOct 17, 2022
Instrument20221020000395680
Transaction TypeTransfer
Record UpdatedOct 27, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 LAKE FOREST LN, 1, WILSONVILLE, AL 35186-7317

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address318 CHRISTOPHER CV, STERRETT, AL 35147-4240

Mortgage

Document Number0000395690
DateOct 20, 2022
Instrument20221020000395690
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property Address318 CHRISTOPHER CV, WESTOVER, AL 35147-4240
Transaction TypeMortgage
Record UpdatedSep 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000413810
DateNov 7, 2019
Instrument20191107000413810
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 318 Christopher Cv was $3,796 with a homeowner's exemption, down 0.7% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyShelby County
MunicipalityWestover Town
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,796.00 (-0.65%) Homeowner's exemption
2025$3,821.00$86,860$868,410 Land $135,090 Building $733,320
2023$6,784.00$154,200$771,000 Land $135,090 Building $635,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 318 Christopher Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 Christopher Cv is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 76% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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